I co-signed on a student loan for my ex. He is now 40 days defaulted on the loan and I want out. Is there a way?

Not much you can do here. You may have a claim against the ex, however in most states you are liable as a co-signor. I suggest you contact a...

My Wife and I negotiated a settlement with a credit card company.Paid the amount agreed to now they're suing.What should we do?

You should immediately consult an attorney, this action may be a violation of the FDCPA, entitling you to damages and attorney fees. I suggest you...

Does the lemon law apply to used cars in california?

I am assuming you have an after market warranty or some remainder of the factory warranty. If this is the case, there is a "federal lemon law",...

it sounds like you didn't get a warranty with the vehicle. Accordingly, it may be difficult to get your money back. If you purchased the vehicle...

I have a lot of credit card debt and I am having trouble making the payments. The interest went from 10 to 29.99%.

They cannot get anything from you until they get a judgment. Before that time a lawsuit must be filed. So, you have some time here to figure out...

If your are in default of a vehicle loan

This is a relatively common, stupid thing that creditors do. Even though they have payments coming in, or consumers who want to work out deals,...

Can I pay my medical debt directly to medical services owed once it is turned over to collections? Can they receive it?

The doctor or hospital, after an account becomes delinquent, may direct all management of payments to a debt collector. Some of my clients have...

I had to use pay day loans. Can I close my bank account to stop payments while i try and settle?

I would need more information to adequately respond. However, initially, you are likely bound by the terms of your contract with pay day loans,...

There is no lemon law for boats in most states. You must look to the uniform commercial code, (UCC), Magnuson-Moss Warranty Act, and local UDAP...

Writing a judgement settlement letter Why is it advised to have a friend or family member contact the collector on your behalf?

I don't understand the strategy. In my opinion, you may contact them yourself. In most jurisdictions, they can refuse to settle with you and...