I have 750 score in Experian, but no score (thin file) in Transunion and no file in Equfax. What is my FICO score?

Go to www.myfico.com to get your FICO score. Generally, you have to establish more credit if you don't have a score with one of the big 3 credit...

I had an american express platinum card, paying every month well for more than 15 yrs. I checked my credit score and noticed so

Check your cardholder agreement. The general rule is that credit card companies can do whatever they want. (You can thank your federal government...

Does the owner of a vacant foreclosed property in MI have a right to access the property during the redemption period?

I often run into this issue when my client moves away from their residence prior to the end of the redemption period. After the sheriff's sale, the...

Can the mortgagee receive equity from his home if sold in foreclosure for more than was owed on the mortgage, plus legal fees?

I suspect in most jurisdictions the homeowner is entitled to any overpayment on the sheriff's sale bid. You have to check the law in California. ...

How do I respond in writing to a Summons/Lawsuit I received from JP Morgan Chase regarding foreclosure of property.

Foreclosure is a complex legal area. I strongly suggest you retain a qualified lawyer to assist you. You can find an experienced lawyer in your...

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My bank account has been frozen by a creditor that brought up a debt that's 10 years old. What should I do?

When you say "frozen" I am guessing that the creditor has a garnishment on that account. If that's the case, they obtained a judgment against you...

Can I challenge a judgment against me from 2003?

An old Judgment may generally be challenged. However it's difficult. In most jurisdictions you will have to have good cause as to why this was not...

1. Can the bank continue to monthly report a charged-off HELOC on a foreclosed house in Michigan? Yes. The home equity lender would be...

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Do I have the right to demand partial refund for the repair not made on my big screen television? If so, do I need a lawyer?

You potentially have a claim for negligent repair. You may also have a local consumer protection statute that may apply to your situation. Most...

I gave a company my debit card information to take $500 for a deductable but the company never took money

If the work was performed reasonably and to your satisfaction, you likely owe the money.