Janet M. Ziulkowski

I should have read the reviews and Fine print. What started off as amicable in my case quickly became a personal battle between lawyers dragging out the case. Unfortunately I was left paying the price. Literally! Then after 4 month with almost no contact I received a bill 4 times that of my ret...ainer that was in place. I had to ask for an itemized list to find out why the bill was so, high. She refused to discuss the charges such as late fees, interest, and for documents I filed myself. Most of the bill contained time she was fighting with opposing counsel, and discussions as to why my case was dropped and my child support calculations being incorrect (missing my numbers). Still refusing to explain, Janet then reduced the bill a percentage, and I reluctantly payed with-in 3 business days. Only to find out she had already put a lean on my house in March (during Covid lockdown) and now refuses to remove the lean. I am just a single father trying to take care of my daughter. 10 k is a lot of money to me, and I still have to find another lawyer to finish my case, and fix her errors. I am now being threatened with late night text, personal emails, and legal action to remove my opinion. I don’t like to say negative things about people , however it is important to help other people to avoid making the same mistakes I did.

I retained Janet after I lost my job then suffered a medical emergency with no health insurance. I met with her and immediately felt confident she would take great care of me and my family. I was impressed at just how much she knows about bankruptcy law and other areas that could affect my case. S...he explained what options I had and what was best for me and my family. When we went to court, I impressed by how respected she was by the trustee and other attorneys. I noticed that my case took about 5 minutes in front of the trustee while other attorneys’ cases took much longer. This was because Janet was so prepared. She and Amy made sure I was prepared too. I gathered all my documents and read and reviewed everything before it was filed. Janet told me I had nothing to worry about and she was right. It couldn’t have gone any smoother. Even though filing bankruptcy is embarrassing, I have referred a few friends to Janet who I knew she could help. They loved her too. I HIGHLY recommend her. She’s the best!

I had a very complicated business case and was getting divorced at the time. I chose Janet because she is very experienced in both areas of law. No surprises. She explained everything in a way I could understand. She even told me before stuff happened. She was prepared and she made sure I was t...oo.