Is it a legal?

MAY BE. Here is the rule: both companies cannot report during the same time period. For example, if original company credit reports your debt...

I have a question regarding debt. I have looked up my credit score just a few days ago and seen that I have 2 negative.

OK, lets separate two ideas. An item on your credit report does not necessarily mean that any creditor has a judgment again you. A creditor...

Bovada can place a collection item on your credit report, if you incurred a debt and dont pay it. The crap about putting you in jail is nonsense. ...

Is it wrong for a lender to pull my credit 13 times within 8 months without authorization?

I would first check with the lender to find out why the pulled your credit report that many times. It does not make sense. As a credit repair...

Somebody has used my name to cosign on a car how can I get it removed?

This is exactly the kind of work we do. You have been a victim of identity theft. First, ignore the advise given below to contact the FBI and the...

My ex obtained and used my information to put credit cards in my name without my knowledge or permission. What can I do?

Most identity theft occurs with family members. When it happens, here is what you need to do: 1. File a police report. Without a police...

How much information can a debt collector share with my spouce if he's not on the account?

Under the Federal Fair Debt Collection Practices Act ("FDCPA"), a third party debt collector who is collecting on a debt that was incurred for...

Can a Bank bring a Bank Account Levy on Military Retirement Pay accounts?

Absolutely NOT. Pension and retirement accounts that are governed by ERISA are protected from state actions such as garnishments. Federal law...

Should i keep paying debt collectors if they are not sending me anything on paper?

Under the federal Fair Debt Collection Practices Act, they MUST send you a validation notice in which they identify the debt and your right to...

Can the cosigner of my student loan sue me when the loan hasn't been paid?

This is quite a legal conundrum. If I were you, I would file a motion to set aside the judgment as soon as possible. In that motion, I would...

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