Archived
What exactly do you think I should sue for? What kind of Court should I file it in what kind of lawyer should I have?etc.
Gary's answer
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Answered on October 16, 2016
This is a classic identity theft case. Your identity was used, without your permission, to open or increase an account. Find a consumer rights...
Archived
Can I take a dealership to court for over charging on price of a car
Gary's answer
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Answered on October 16, 2016
This is outrageous. I am just curious, however. Did you do any homework before you walked into the dealership and paid $15,000 for a $6,000 car?...
Archived
I am a victim of identity theft what do I do?
Gary's answer
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Answered on October 16, 2016
Seriously, you have already done the heavy lifting by filing a police report. Now, you have to file a dispute letter with the credit reporting...
Archived
Is there anyway to get my name off of an eviction that wasn't my house?
Gary's answer
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Answered on October 16, 2016
I would dispute the item on your credit report under the Fair Credit Reporting Act. After all, you have nothing to lose. After you dispute the...
Archived
Can I sue yahoo for data breach and not being able to get my hacked information fixed???
Gary's answer
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Answered on October 16, 2016
No, you have no case unless you can show that you have suffered some damages. Under the Fair Credit Reporting Act, you would have to prove some...
Archived
Is it legal for a mortgage company to run my credit without permission
Gary's answer
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Answered on October 16, 2016
In order for a lender or anyone else to pull your credit report, they have to have a federally permissible purpose. Under the Fair Credit...
Archived
Can a collection agency report to a credit agency an unpaid 10-12 ur debt over and over?
Gary's answer
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Answered on October 16, 2016
They can only put it on your credit report once. However, it does not sound like that they can put anything on your credit report because they...
Archived
how can my ex fiance modify our loan without my signature
Gary's answer
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Answered on October 16, 2016
If you never transferred your interest in the house to your ex, then it may be likely that he committed identity theft by signing your name to any...
Archived
Can I sue for damages a judgment has caused because it has not been satisfied by creditor and I paid it off March 02 2015?
Gary's answer
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Answered on October 16, 2016
Slow down. Write your letter NOT to the creditor, but to the credit reporting agency (Experian, Equifax and Trans Union). Once the CRA receives...
Archived
Collection notice - unpaid photo enforcement citation for $240. Should I pay?
Gary's answer
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Answered on October 16, 2016
We have a great statute that protects consumers from bogus collection fees called the Fair Debt Collection Practices Act ("FDCPA"). It governs...
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