Archived
Is there any way i can only pay a collection agency a percentage of the damages caused in an accident when i had no insurance?
Dani's answer
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Answered on March 22, 2013
I agree with Mr. Gursten and Mr. Waechter. With respect to the Fair Debt Collection Practices Act, it is illegal to threaten you with action that...
Archived
Can a dealer ask me to pay for a car I gave back after 4 years?
Dani's answer
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Answered on March 19, 2013
Although Michigan's statute of limitations on contract actions is usually 6 years from the date of the last payment on the account, that may not be...
Archived
Can I be charged with check fraud for a payday loan that is in collections?
Dani's answer
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Answered on March 15, 2013
Michigan has a specific statute prohibiting criminal charges being pressed under these circumstances -- and a debt collector who threatens actions...
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Archived
If i initiate a credit repair will this affect my statue of limitation.
Dani's answer
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Answered on March 13, 2013
In Michigan, the statute of limitations is 6 years from the date of the last payment on an account. If you make a payment (no matter how small a...
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I had a debt collector call me about a payday loan from aug 2007 in MI threat to serve me at my job for court. Is there a SOL
Dani's answer
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Answered on March 13, 2013
I agree with Mr. Walton's response -- most of the debt collectors attempting to collect on pay day loans violate the law with their intimidation...
Archived
A yr ago my son bought a 10 yr old vehicle and put it in my name because i was going to use it and needed to insure it.
Dani's answer
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Answered on March 09, 2013
Technically, it is improper to transfer property with the purpose of defrauding a creditor attempting to collect a judgment. That said, if your...
Archived
How can I get my property (cat) back?
Dani's answer
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Answered on March 09, 2013
All of the other attorneys have given you good suggestions but, I have one more. If the sheriff will not enforce the judgment immediately, then I...
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I live in Buffalo N.Y. A single mom drove to Plymouth Michigan to buy car from private seller
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Answered on March 07, 2013
It is difficult, though not impossible, to pursue a claim against a private seller under these circumstances. Generally, a private sale is "as is."...
Archived
What is the best way to charge clients that are late on construction invoices?
Dani's answer
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Answered on March 05, 2013
I agree with the other attorney that you would be best off consulting with a local attorney but, not just a debt collection attorney -- you'll want...
Archived
I have received a summons from a debt collection agency but I never signed anything when I was served
Dani's answer
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Answered on March 05, 2013
Most likely, the plaintiff has obtained an "order for substituted service," which allows service by leaving the information at your door. If you do...