I am trying to straighten out my credit and got my annual credit report in mid Jan. The second week of February I received an

Under Michigan law, even if you owed the debt, you cannot legally be sued if there have been no payments on the account in the last 6 years. Since...

Can a debt collector while a debt is being disputed and validated report it?

The collection agency makes such reports at its own peril. Misrepresenting the amount or legal status of an alleged debt is a "per se" violation of...

What legal actions may we pursue after pit bull attacks and murders family pet?

I'm sorry for your son's loss. It is difficult to lose a pet under any circumstances, let alone by way of a brutal attack. Unfortunately, as the...

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Would I have to appear in court if I am summoned because I am being sued by a collection agency for a credit card debt?

Michigan's 6-year statute of limitations runs from the date of the last payment on the account. Thus, if you did not make any payments on the...

Can I file charges for theft by deception without an attorney??

You could sue on your own -- but good luck -- it is very difficult to succeed in a lawsuit as a lay person, even if you are clearly in the right....

What is the statue of limitations on deficiency judgments on ropes in Michigan ?

I agree with the other attorney that you'll want to consult with an attorney regarding your rights in this situation. Although the usual statute of...

Am i held responsible for my dog biting my friends when their dog attacked first?

Under Michigan law, provocation is a defense to liability for a dog bite (whether the dog bites a human or bites another animal). "Provocation" is...

The other attorneys are correct that you face an uphill battle due to Michigan's governmental immunity law. However, there may be another angle --...

Can credit card debt (30k) in my wifes name only, be used to put a lien on our joint ownership underwater house i pay off?

The statute of limitations is 6 years from the date of the last payment on the credit card account, so assuming that she went into default 2 years...

If my Michigan state refund was garnished last year over an old debt, will my tax refund always be garnished?

Was the first notice you got of the judgment a garnishment of your state tax refund? If so, you need to look at the court file to determine whether...