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Are collection agencies from outside Michigan still bound by the laws of collecting on accounts over 6 years old?
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Answered on April 07, 2013
In Michigan, the statute of limitations is 6 years from the date of the last payment on the account. Out-of-state collection agencies are bound by...
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Got sued by guy we hit, judgement against us, no money to pay, now plantiff is harassing us. what can we do?
Dani's answer
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Answered on April 06, 2013
Even when you owe a debt, you have the right not to be harassed. If the plaintiff himself is the one doing the harassing, then you have rights...
Voluntary car repossession in Michigan and owe the balance. All i can afford is $20 a month. do they have to accept that.
Dani's answer
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Answered on March 29, 2013
Has a lawsuit already been filed against you and a judgment entered? If not, then you may well have defenses to the claim. If the dealer arranged...
What happens if you don't show up for court summons on debt collection?
Dani's answer
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Answered on March 29, 2013
The other lawyers have given you a lot of good advice. Even though you are thinking that you cannot afford a lawyer, you really cannot afford not...
Archived
If there is not an assignment agreement attached to the complaint, can you move to dismiss the case?
Dani's answer
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Answered on March 28, 2013
Under Michigan's court rules, where a claim is based on a written contract, the contract must be attached to the Complaint unless the plaintiff can...
Archived
What are some tips in representing myself for debt collection summons?
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Answered on March 28, 2013
The other attorneys have given you good advice. Given the seriousness of your financial situation, it would be penny-wise and pound-foolish to try...
Archived
I had a charge card that charged off in 1998 and I recently was contacted by a collection agency that they wanted to collect ?
Dani's answer
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Answered on March 26, 2013
Michigan's statute of limitations is 6 years from the date of the last payment. Thus, if you have not made a payment on this account in the last 6...
Archived
What 2 things do I need to bring to court to prove that a credit card dept front 12 years ago is not mine.
Dani's answer
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Answered on March 26, 2013
The DMV records should be sufficient proof that you did not reside at the address shown in the proof of service. If you have not already done so,...
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Archived
What happens after the redemption period is up???
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Answered on March 25, 2013
You need to consult with an attorney immediately. If your mom was suffering from a disability that prevented her from understanding her rights, it...
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I signed off on a truck a month before an accident happened with it. The person didn't take it to secretary of state until after
Dani's answer
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Answered on March 23, 2013
If you can prove that you transferred or released your interest in the vehicle prior to the accident, it is possible (though not a sure bet) that...