Archived
If bank files rem motion, will I have the opportunity to file a motion to object. in chapter 7 with automatic stay in california
Eric's answer
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Answered on August 24, 2011
If you mean an "in rem" procedure, the automatic stay will temporarily halt the sale but the lift of the stay will likely be freely given to puruse...
Archived
Chapter 7 -If took money out of my 401(k) a couple of months ago 2 pay bills, is income 4 means test? What about $ took last yr
Eric's answer
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Answered on August 24, 2011
Line 10 of the Means Test says to list "income from all other sources" so yes, it will be counted.
Archived
Can a car be repoed by the dealership for more downpayment if you have already made your first car payment to the finance compan
Eric's answer
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Answered on August 24, 2011
It depends on who holds the security interest and whether or not you have breached your purchase agreement.
Archived
Can I sign off my father rights before the mother remarries but has a man figure in my sons life/
Eric's answer
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Answered on August 24, 2011
If you are the biological father, without an adoption, she can pursue support from you. A notarized letter, regular letter, contract, whatever,...
Archived
Bankruptcy Q. My minor son got a car as a gift from a relative. It was put in my name bc he's a minor. Is this my asset in bk?
Eric's answer
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Answered on August 24, 2011
Not sure about California law, but in most states, the asset would be treated as if you own it. You should seek counsel from a local attorney for...
Archived
Is lien-stripping available if only 1 spouse is the debtor?
Eric's answer
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Answered on August 24, 2011
You cannot strip the lien because the junior lienholders still have a security interest intact with your non-filing spouse's interest in the property.
Archived
What legal options do I have if my wife is delinquent on repaying a credit card out of spite?
Eric's answer
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Answered on August 24, 2011
How could it effect your credit score if you "opened a credit card in her name" and "they won't speak with [you] since [your] name isn't on the...
Archived
Does not being a US citizen affect ability to file bankruptcy?
Eric's answer
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Answered on August 24, 2011
You do not have to be a U.S. citizen to file bankruptcy under the U.S. Bankruptcy Code. You have to have a social security number or TIN.
Archived
Ive got mold infesting my apt and i am preg. and have small kids what do i do
Eric's answer
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Answered on August 23, 2011
This is a very serious situation. You should document each time you contacted the landlord regarding the problem, what was said, what was done,...
Archived
My ch 7 bankrupcy was discharged this year, but past accounts that were closed and paid years ago are showing up bankrupcy. Any
Eric's answer
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Answered on August 23, 2011
If you did not sign a reaffirmation agreement or the agreement was not timely filed, then the account may not be collectable and the bank cannot...
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