Archived
Can a lien for condo fees pass through Ch 7 unaffected and then be enforced in rem if it was not perfected by filing ?
Eric's answer
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Answered on August 28, 2011
If a lien was not properly filed or was avoided by the bankruptcy discharge, then the ability to foreclose does not exist or has been extinguished...
Archived
Romantic relationship between 16 year old female and 22 year old male(Indiana)
Eric's answer
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Answered on August 28, 2011
No, because you cannot consent to the commission of a crime. There's nothing wrong with the two dating, but a sexual relationship would make the...
Archived
A company that i owe is saying they can forclose on my house. they called my bank and got info on where i was spending my money?
Eric's answer
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Answered on August 28, 2011
Not quite sure what is going on here. It could be that you have already been sued and a judgment rendered in their favor, and that company is...
Archived
Can Discover Bank take your personal assets for non payment of a personal loan?
Eric's answer
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Answered on August 28, 2011
Your property is protected only to an extent provided by state law called "exemptions." Social Security is protected 100% by the Social Security...
I keep getting a collection bill from a North shore agency on a magazine subscription.
Eric's answer
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Answered on August 28, 2011
You should ask the credit report bureaus to investigate the debt, indicating that you dispute it, and you should demand that North Shore validate...
Archived
Can I get an under aged drinking ticket after the fact?
Eric's answer
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Answered on August 25, 2011
It's possible, but unlikely, since he didn't administer any test or preserve any evidence.
Archived
Is it possible to get a creditor to reverse a judgement if I agree to a payment plan rather than file bankruptcy?
Eric's answer
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Answered on August 25, 2011
it's possible to come to a settlement of terms and avoid bankruptcy but it depends on how much the creditor wants to work with you and if they will...
Archived
I filed a chapter 7 bankruptcy and included in my bankruptcy was a home equity loan, which was discharged. do i have to pay on
Eric's answer
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Answered on August 25, 2011
If you are keeping your home, the home equity loan lien already exists on the home if properly recorded and you have to pay it to avoid...
Archived
Can one be sued for back condo fees on a foreclosed property if they were never served with suit papers or notified?
Eric's answer
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Answered on August 24, 2011
Service must be made pursuant to the applicable trial rules of your state. You should consult a lawyer for guidance.
Archived
I'm in process of filing bankruptcy. how soon can i get remarried and not affect fiance credit or name?
Eric's answer
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Answered on August 24, 2011
Your bankruptcy has nothing to do with a spouse's credit if that spouse hasn't joined you in the bankruptcy. It doesn't matter if you are not...
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