Archived
What are my option if I owed credit card money and now they are trying to collect on it but now it's almost 300% more?
Eric's answer
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Answered on September 08, 2011
The longer you a debt go unresolved, the more the balance will grow due to fees and interest accruing. You should speak with a consumer rights...
Archived
I'm still unclear on the question submitted yesterday about the order sustaining the trustee's objection to the secured portion.
Eric's answer
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Answered on September 08, 2011
Not enough information here to provide an informed answer. If this is a Chapter 7, why is there a claim filed? If it's an asset case and the...
Archived
Medical bills, was paying $50/month in WA state, they just garnished wages. But they took out 25% x4 at once! IS that allowed?
Eric's answer
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Answered on September 08, 2011
The creditor can attach to any non-exempt property or funds to apply same to satisfy the oustanding judgment. Funds on deposit should be exempt to...
Can a debt collector put a levy on your bank acocunt without having a judgement against you/ signed by judge?
Eric's answer
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Answered on September 07, 2011
It is unusual for a creditor to be able to freeze a bank account absent a judgment in their favor but it is possible in limited circumstances,...
Archived
Can chapter 7 take my car and personal injury money? Should I file after I spend the money on needed expenses?
Eric's answer
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Answered on September 07, 2011
There's nothing wrong with the items you listed but the absolute last thing you want to do is try to hide assests or not reveal financial affairs...
Archived
I got discharged from a BK 7 last year. Can I file this year BK chapter13
Eric's answer
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Answered on September 07, 2011
Yes, you can file a Chapter 13 to stop the foreclosure and pay the arrearage over the course of the plan but you will not receive a discharge of...
Archived
Credit Card Collection Agency
Eric's answer
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Answered on September 07, 2011
I know that the caselaw on this topic varies from one area to the next. Many circles say that a 1099C does not prohibit further collection - only...
Archived
Just got an order from the court sustaining the trustee's objection to the secured portion of a claim.
Eric's answer
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Answered on September 07, 2011
If you are in a Chapter 13, the unsecured portion is given pro-rata payment distribution.
Archived
My mother died 2 years ago and she had a credit card in my name as a co-signer. This appear on my credit report am I liable ?
Eric's answer
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Answered on September 07, 2011
If you co-signed on the card, then yes, you are responsible. It does happen from time to time that an authorized user is misreported as a...
Archived
Lien on drivers license and declaring bankruptcy.
Eric's answer
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Answered on September 07, 2011
Bankruptcy is about getting a fresh start and if you can't keep up with your bills, it may be a viable option to explore and would stop them from...
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