Archived
I filed for chapter 7 bankruptcy in 2005 in GA, and discharged in 2006, can I file again now while living in Ohio?
Eric's answer
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Answered on September 09, 2011
You should explore Chapter 13 as an available option to reorganize the debt into something much more managable. Consult a local attorney for...
Worker compensation lump-sum settlement in CA. How is this effect chapter 7?
Eric's answer
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Answered on September 09, 2011
I would invite a California attorney to chime in, but my understanding is that workers comp. lump-sum benefits are 100% exempt (reference link...
Archived
Is there a statute of limitations on collecting medical bills from a city/state owned hospital?
Eric's answer
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Answered on September 09, 2011
Medical bills are subject to statutes of limitation (SOL) and I believe the SOL in Michigan is six years. If the appropriate time has elapsed, it...
Archived
Sued and bankruptcy
Eric's answer
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Answered on September 09, 2011
Whether the debt would be dischargable through bankruptcy depends primarily on the nature of the debt. If it is simply a general unsecured loan or...
Is it legal to charge late fee on a dental bill? The bill does not have a due date.
Eric's answer
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Answered on September 09, 2011
The contract or agreement for services that you signed controls when payment is due and would likely specify how late charges are assessed.
Archived
I attended a creditor's meeting and am confused by the information that I was given.
Eric's answer
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Answered on September 09, 2011
A Rule 2004 examination with a subpoena duces tecum would make those records available to you. The clerk of the bankruptcy court does not have...
Archived
How to file motion to reopen Chapt 7 bankr case to refile adversary complaint & to remove case from nonbankr court?
Eric's answer
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Answered on September 09, 2011
You have a whole host of issues here and it would be highly advisable to speak with a bankruptcy or consumer rights attorney. If the mortgage was...
Archived
Can consumers add my bill to my girlfriends account?
Eric's answer
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Answered on September 09, 2011
A creditor cannot make you pay for another person's obligation unless you co-signed for the obligation or, in some instances, if you are married...
Archived
What are the rules for priority of claims outside bankruptcy?
Eric's answer
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Answered on September 08, 2011
Priorities among secured lienholders is established by state law. Linked below is an advisory option from the Florida Attorney General for your...
Archived
We filed ch.13 in 12/07 this was discharged in 12/10. we were buying a house. received 2 letters of auctions of the house .
Eric's answer
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Answered on September 08, 2011
When you say the house was "auctioned off" are you saying that you surrendered it to the mortgage lender through the Chapter 13 bankruptcy or did...
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