If mortgage was discharged under ch 7, can mortgage lender call home owner when payment is 3 days late for payment?

The call would seem to be motivated by the late payment. The courtesy is to remind that you have not sent money to them on a discharged debt. It...

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Do I have to include monies that were given to me by my parents in my monthly income when filing for chapter 7 bankruptcy?

When you are filling out the schedule I income sheet, you must include contributions to household expenses. Since you have offsetting expenses,...

Convert Bankrtupcy Chapter 7 to 13

You do have the option to convert to a Chapter 13 bankruptcy from a Chapter 7. The Chapter 7 Trustee has a right to oppose this conversion. With...

I recently had a BK reopened to avoid liens. How can I check to make sure liens have been removed from my home.

Option 1 - As stated, get a certified copy of order avoiding judicial lien. Take to county recorder's office. File it under miscellaneous...

Bankruptcy discharged 5 years ago.Did not reaffirm mortgage.

It will show up on your credit report when the foreclosure is filed. How soon is that -- Well in the good ole days, in Indiana it was 3 months...

Cosigned a auto loan for son we since filed chapter 7 but the attorney wouldn't let us reaffirm it.But son still making payments

My guess is that you attempted to refinance the loan with the same lender that has the loan now. If you want to refinance, you must use a...

Can my dad's life insurance be claimed as an asset in chapter 13?

My condolences on family's situation. Certainly, a dismissal could be an option. Likewise, a conversion to a Chapter 7 may work as the 6 month...

In divorce I was awarded the car that's in his name. car was under chapter 13. Now he's dead and can't get bank to send title.

Unless the finance company will work with you after you have provided them with the death certificate and dissolution decree, then you will need to...

Bankruptcy trustee missed deadline, didn't collect money from debtor to which I'm entitled. Can I sue and win?

Very difficult to sue the Chapter 13 Trustee as they have quasi-governmental immunity. Chapter 13 Trustee is not your lawyer; you had the right...

Can a bank put a lien on a house I bought after the bankruptcy?

It appears that you had a house with a mortgage that you were letting go in the bankruptcy. From the fact pattern, it appears that they actually...