Can a HAMP loan be modified after Chapter 7 discharge without re-establishing new debt--am I protected from the debt reappearing

A modification of an existing debt that was discharged by the same creditor to whom it was owed is not enforceable. 11 USC 524 prevents the...

Selected as the best answer

Presuming the worst, you are behind with the HOA. If your plan provides for payment of the arrears and IF you are current post-petition with HOA...

If you had a court ordered payment in a divorce and the person claimed chapter 13 banrupcty

As stated, if the court ordered payment from the divorce was is in the nature of child support or alimony then it is not dischargeable in a chapter...

I filed bankruptcy about 6 years ago. I filed chapter 13 and paid off my debts, I could have filed chapter 7, but I would have

Lots of legwork here for you, I am afraid. In your Chapter 13 bankruptcy, your mortgage company should have filed a proof of claim that alleged...

Does Chapter 7 resolve this buyer-seller agreement?

Based on the facts stated, yes it will clear the debt. As Mr. Grainger stated, $3k is really a small amount to be filing bankruptcy over. Since...

Bankruptcy 2009/foreclosure 2014

The likelihood is that you do not need to do anything with it. Unlike a 1099-C (forgiveness of debt income), a 1099-A is used to establish your...

Can my daughters bankruptcy go on my credit report simply by my cosigning a credit card for her?

Review your credit card terms. Normally, the creditor does not have a duty to notify you. Likewise, the credit card company did not "let the card...

Do I need to be concerned about a Chapter 7 Trustee wanting money from us if we had a lot in our bank account?

The bankruptcy assets included in your estate are based upon the Chapter 13 filing UNLESS the conversion was filed in bad faith, then the relevant...

I filed CH13 in 2012 and am unable to pay the high monthly payments required of the plan. What are my options?

You can refile a Chapter 13 1 day after the previous bankruptcy is dismissed (as long as it was not dismissed with a bar to refiling -- rare...

Mortgage after chapter 13 with inheritance. Is this possible?

Your husband's inheritance is not part of your bankruptcy estate. You should not allow your name to be on the deed to the new residence until...