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If I walk away from my home after filing bankruptcy, and without reaffirming the loan, would it still show up on public record?
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Answered on August 01, 2015
The foreclosure will show up on your credit report however the failure to make payments will not. As stated, and just like bankruptcy, the process...
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I still owe an amount on a trailer that was repossed and they waited 8 years to threaten me with letters & I am retired .
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Answered on August 01, 2015
As stated by others, the key issue is whether the debt is enforceable. If the threats relate to collection of a judgement, then yeah they can...
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I live in Louisiana. I went to see a bankruptcy lawyer and was told i did not have to file.
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Answered on August 01, 2015
It appears that the attorney is advising you that (1) your sources of income are exempt and (2) in Louisiana that the exemptions for real estate...
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What are my options as Creditor Employer in the Notice of Chapter 7 Bankruptcy Case against the Debtor Ex Employee
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Answered on August 01, 2015
As a practical matter, you have a small amount of debt. However, the best option is simple. If you want to contest the dischargeability of this...
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I got in car accident and the vehicle is declared totaled but is part of chapter 13 bankruptcy. What is the process?
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Answered on August 01, 2015
The insurance proceeds are part of the bankruptcy estate. I have seen three options arise with the proceeds. 1. Debtor pays off the allowed...
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I filed chapter 13 in December of 2012. I am still in Chapter 13. My husband needs to file now. What do we do?
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Answered on July 29, 2015
Really not enough info to provide guidance. This is a very factual issue whose answer is dependent upon what has been paid so far, what is left,...
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Can an attorney freeze 100% of your income for a collection of a debt in Indiana
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Answered on July 29, 2015
Short answer: Yes except for a $350.00 general intangible exemption that is applicable to the bank account. Probably should have separate bank...
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Is this normal from coming out of bankruptcy?
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Answered on July 29, 2015
I assume that your father was a co-debtor on your student loan. As such, your father's bankruptcy would have prohibited the lender pursuant to the...
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Question on a chapter 13
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Answered on April 08, 2015
Very unusual. Seen this done tactically but normally client is aware of the situation and would not need to post the question. As stated by...
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If in chapter 13 I included my car and it just got paid off and car was in accident & was total who gets pay off money of car?
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Answered on April 08, 2015
If you have paid the allowed secured claim of the automobile lender in the bankruptcy, you will be able to get the funds. Your attorney will...
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