Could I be responsible for payment of my home owners insurance and property taxes after chapter 7?

The answer is no. Simply no. Not to worry about it if the facts are as you describe. It's a good question though. Good luck. Thanks for...

Overpayment of wages

I would write them a letter and flatly deny that you owe them anything. Tell them you will not consider their demand until they provide a proper...

A creditor filed civil suit to collect an alleged debt. The customer has two pieces of printed documentation stating that the

No way to tell you how this will shake out, until the evidence is examined. The first step is to file a proper answer and attach those documents...

If our mortgage company doesn't reaffirm during a Chapter 7, what are our options with our home/mortgage?

You probably did the right thing by not reaffirming. The bank may file to foreclose (if you don't pay), but it will not be a suit for a personal...

I filed bankruptcy in Ohio using the retain and option for my mortgage.

Go in peace. You did the right thing by not reaffirming. They may file to foreclose, but it will not be a suit for a personal money judgment...

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If I manage to save money form my allready garnished paycheck, are the funds I save exempt?

Your question is puzzling. Why would you suffer the pain of a garnishment when you have the means to stop the garnishment? You can take your...

You are required to list ALL of your creditors on your bankruptcy petition. It is illegal, immoral and fattening to leave creditors out of your...

Foreclosure after chapter 7 house included

Yes, it's normal for the bank to file to foreclose after a bankruptcy. They are not trying to be mean. The bank is using the foreclosure process...

So list the Small Claims Court on Schedule E as an unsecured creditor "for notice only" with $0 due. Also list the attorney for the Plaintiff in...

If you live with your boyfriend can you claim bankruptcy in nj without them trying to include him?

And yes, if you really pay rent to your boyfriend, you should really put that rent on your Schedule J as an expense and also on your means test. ...