Does a debt collector have to send notice of the debt by mail before they can take legal action?

I think that you mean to say that you are an original creditor. If you are an original creditor, you can use your own discretion in collecting...

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My business failed, am unemployed, receiving small pension and unemployment. i received a complaint for non payment on a $100000

Why are you trying to avoid filing bankruptcy? I assure you that after a judgment is taken against you, your credit will be about as low as it can...

My wife and I are filing an uncontested divorce, can she convert from ch 13 to ch7 while we continue to share a home?

In the Northern District of Ohio, the rule is that the non-filing spouse's income will be attributed to the filing spouse's income, if they are...

Can *judgment* creditor sieze *judgment* debtor's SSDI benefits

Ms. Bunce is correct, of course. But I wanted to add that a judgment does not ever get a "retroactive" power to attach SSDI benefits. Just be...

Will the judge help me if I am taken to court for garnishment?

Ms. Bunce is right about the local judge not helping you settle this debt. So try going to a judge that DOES have the power to help you. Try a US...

Let's start with the easy stuff. You've asked enough for three years of law school, so I will necessarily make this simplified. I admire the fact...

The past debt has been sent to a collection agency and is a judgement. I have spoke with several people.

If they send your payment back, it's a deliberate statement that they think they can get more out of you. So, think about that proposition. Do...

I was listed as an individual defendant in the summons and they served my roommate can i file a motion to quash?

Mr Chen is right. This suit won't go away by itself. But if you answer and respond vigorously to the "discovery" that always follows, you may get...

Bankruptcy - Fraud and Theft, and some others, cannot be discharged in bankruptcy, but then at what rate is it recognized?

It is true, unfortunately. The corporation is not going to pay your claim in full. But that answer only applies to the corporation that filed the...

If the administrator of a deceased estate does not pay all debts, will their credit score become affected?

Unfortunately, many debt collectors have been falsely stating or implying that heirs and relatives have a duty to pay the debts of a decedent. ...