I filed for bankruptcy {chapter 7] I forgot my wife co-signed a loan they are trying to get her to pay what are my options.

Does your wife have any assets that creditors can reach? A job? If she is truly judgment proof, she should tell her creditors to pound salt. ...

Was discharged chapter 7 about 6 months ago. Is it okay to now take money from my 401(k) to make large purchase. 401(k) exempted

I would be most reluctant to advise a client to take money out of a 401k. Your purchase of a home is a sound idea, But I would tink carefully...

What happens if someone stops paying on a timeshare under these circumstances?

My experience with timeshares is that they are impossible to sell at any reasonable price and the timeshare operator will NOT assist in a resale,...

Yes. It's a very good idea. Not all trustees in Ohio demand one, but many do. It's a good practice to bring bank statements to first meetings in...

At a court trustee chapter 7 bankrupcy hearing, do you have to give them money?

Oh ye poor wanderers in wilderness! Let me at least give you a little light for the rugged path you have chosen. Doing a Chapter 7 without an...

DEBT VALIDATION REQUEST FOR FROM CREDIT CARD DEBT COLLECTOR

I gather that you have been sued on a debt by someone who claims to have purchased the debt. If that is true, please take a couple of pointers...

My employer didn't include wages and expenses owed to me in her chapter 7 bankruptcy filing, should I file a proof of claim?

You should definitely file your claim. Be sure to check the box on the claim form that says "priority claim." Wages have a priority over most...

If a person dies and has no property, will, or insurance is their credit card debt forgiven?

I want to note that life insurance proceeds are not subject to the bills of the decedent unless the insurance is paid directly to the estate. ...

What can I do about saving a property from foreclosure i fthe other person on the mortgage will not cooperate

You do not say if you are married or not. That's important. You can save the house by filing a Chapter 13 plan and taking up to 5 years to...

Can I stop making house payments on a home loan not in my name?

I do not have a license to practice in Kansas. So my advice is general and I encourage you to get advice from a Kansas attorney. You will...