How will bankruptcy affect credit?

Some people think that a bankruptcy puts the total kibosh on credit. This is not so. However, a bankruptcy does mean that you will have to borrow...

My wife is being sued for a bad debt . . .

A lot depends on the amount of money in question. Suits to set aside transfers as fraudulent are expensive, as most legal services are. They are...

I have two ATV where I am on title with my father. The title reads "or", will these ATV be considered an asset of mine?

Possession of the vehicles does not matter. Title does. You will be considered to own 1/2 of these vehicles. List your 1/2 interest on Schedule...

List old negative accounts with zero balance in bankruptcy?

Yes. they are a valid debt the will be discharged if bankruptcy under most circumstances. And yes, you should have an attorney. Go see one. ...

We are being sued for $ 20.000 could we file for bankruptcy so we do not lose our home or property /

Definitely go talk to a bankruptcy attorney. Not that you necessarily want to file bankruptcy. You just want the full range of options. Many...

Chapter 7 removed in 2014. Car loan was possibly reaffirmation. Made all payments and PIFull. Now listed Closed - derogatory?

You need to work with an EXACT quote of what was reported in your credit information. Get a copy. If Transunion wrote that you did a...

How do I get private student loans discharged in chapter 7 bankruptcy? And is it wise to file without a lawyer?

In your case you have zero chance of discharging your student loans in a Chapter 7 Bankruptcy unless you are totally disabled. And that is just...

Do all judges in the Middle District NC now use the "economic unit" standard for household size in individual Chapter 7 cases?

No. You do not have a household of 2. You are not married, or even related. You should already have an attorney on this matter. Go see one now,...

I am sorry to tell you that there is really no way to transfer liability to your boyfriend for these accounts. If he had credit, your boyfriend...

Can I file a deed in lieu of after filing a bankruptcy and it has been discharged for over two years.

I am rarely impressed by the alleged benefits of a deed in lieu. Your debt to the bank was completely discharged when you filed Bankruptcy. In...