Archived
How can I keep my 2012 Jeep Compass if I file Chapter 7 Bankruptcy. I'm current on all payments and don't care if I keep my home
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Answered on March 28, 2015
Be sure and bring in the titles to your home and the jeep. It's very important that your name be on the titles. Yes, you can file Chapter 7 by...
Archived
Would Filing a Malpractice/Negligence Suit Against My Chapter 13 Bankruptcy Lawyer Be Justified?
Charles's answer
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Answered on March 28, 2015
I think that your attorney will almost certainly be successful on this motion as long as you have funds to start paying the mortgage payment again...
Buying a cash car during Chapter 7 Bankruptcy (Post-Filing)
Charles's answer
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Answered on March 06, 2015
The question probably will not come up. If it does you should answer frankly and truthfully. Because you only own 1/2 that will diminish the...
Archived
After filing chapter 13 at what point do you begin making rent, car, bill payments after automatic stay granted?
Charles's answer
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Answered on February 24, 2015
First of all, congratulations on having come this far and done so well. Second, you are going to need an attorney, brother. This is complicated...
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Archived
If I have a court order to pay 9,625 and I have no money I make 13000 a year if I file for taxes can they take my refunds
Charles's answer
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Answered on February 11, 2015
I assume that you have lost a civil court case and judgment has been entered against you. This is not a child support order. In that case, the ex...
Sallie mae student loan cosigner
Charles's answer
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Answered on February 10, 2015
You definitely need to advise SALLIE MAE the your cosignor is not dead. You will still be responsible if payments are not made. Sad to say. Good...
Archived
I am helping a young lady who lived on the streets for a couple of years. We want to know her options, bankruptcy, or ?
Charles's answer
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Answered on February 03, 2015
First, consider whether this person has assets. No assets means no bankruptcy... usually. Second, consider whether this person will be working...
Archived
Still receiving mortgage bills after filing Ch7 in 2011
Charles's answer
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Answered on January 16, 2015
One note. You may get a 1099 from the bank at the end of the tax year, if you did a short sale. Not to worry. Simply send the 1099 to the IRS,...
Archived
What do I do if my Attorney did not process my reaffirmation of debt with my mortgage during my bankruptcy 3 years ago?
Charles's answer
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Answered on January 14, 2015
Here's your problem. It's too late to do a reaffirmation now. And believe it or not, it is probably a good thing that you did not reaffirm. The...
DEBT - Wachovia now Wells Fargo credit card debt - does that matter?
Charles's answer
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Answered on January 12, 2015
I have had a lot of experience with Asset Acceptance. They probably bought your debt for about 1% of its face value. And no, I do NOT think then...
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