Questions answered by Charles Ross Smith III

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If I file bankruptcy and the dealer I bought my car from did not file title within 30 days do they have to buy the car back?

Charles's answer | Answered on February 21, 2014

You MUST run this by an expert bankruptcy. You could get a very bad result here by accident if you file. Here's why: If the dealer has not...

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PaY day loan collections

Charles's answer | Answered on February 17, 2014

Relax. Put you checkbook away. You are in no danger of arrest. Please read my legal guide THE TRUTH ABOUT PAYDAY LOANS. ...

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My deceased husband had a wheel chair delivered to another place he was living at the time. They are threatening to sue me .

Charles's answer | Answered on February 14, 2014

They are threatening you improperly and attempting to collect a debt you don't owe. Worse, they are lying when they claim that you owe this debt. ...

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Can I force the sale of someone's property if I have a money judgment against them, and a lien is already on their home?

Charles's answer | Answered on February 13, 2014

Your remedy is file to foreclose on your lien. This is very expensive and the legal fees are paid up front. In my area $4,500.00 would be about...

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Can a Chapt 7 trustee demand that my wife and I amend our tax returns in order to obtain a tax refund for the creditors?

Charles's answer | Answered on February 13, 2014

The previous answer is correct. The power of the Trustee is clear. You will lose your right to a discharge and all of your debts will become...

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Should my son file for bankruptcy?

Charles's answer | Answered on February 04, 2014

If he is on SS then he is probably judgment proof. Even the IRS almost certainly won't attach his SS. He should only file bankruptcy if he has...

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I have car as a collateral for cash loan to friend. what should I do

Charles's answer | Answered on January 15, 2014

Be very careful. If you wrongfully repossess someones car, you will owe a ton of cash damages. It will be far in excess of the amount owed. And...

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How do I protect myself financially from foreclosure on a home granted to my Ex in the divorce?

Charles's answer | Answered on January 15, 2014

Eventually you and your ex will almost certainly get sued in foreclosure. You may have a valid cross-claim against your spouse for failing to...

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I asked a question earlier about a debt collector named client management service or cms saying that i have ti pay the full anou

Charles's answer | Answered on January 10, 2014

So the collector says that you must pay the full amount they allege is owed... or what? They can't send you to jail for owing them money. They...

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Can I keep my house and car if I file Chapter 7 bankruptcy? Being unemployed a help or hindrance?

Charles's answer | Answered on January 06, 2014

Many, if not most, people in Chapter 7 Bankruptcies keep their cars and house. How much equity a particular debtor is allowed to keep in their home...

Charles Ross Smith III's Answers (1108)

If I file bankruptcy and the dealer I bought my car from did not file title within 30 days do they have to buy the car back?

PaY day loan collections

My deceased husband had a wheel chair delivered to another place he was living at the time. They are threatening to sue me .

Can I force the sale of someone's property if I have a money judgment against them, and a lien is already on their home?

Can a Chapt 7 trustee demand that my wife and I amend our tax returns in order to obtain a tax refund for the creditors?

Should my son file for bankruptcy?

I have car as a collateral for cash loan to friend. what should I do

How do I protect myself financially from foreclosure on a home granted to my Ex in the divorce?

I asked a question earlier about a debt collector named client management service or cms saying that i have ti pay the full anou

Can I keep my house and car if I file Chapter 7 bankruptcy? Being unemployed a help or hindrance?