Ryan Gerace is not a run of the mill attorney that tells you what you want to hear. He will tell you the truth, but the truth to help get you into a better situation than you are in. Do not be afraid to admit you need help. Mr. Gerace is very knowledgable and he RETURNS YOUR CALLS! The best part is you talk to HIM, not an assistant. He will answer your questions, he will help you out. His fees are more than reasonable, DO NOT CALL ANY OTHER ATTORNEY until you talk to Mr. Gerace. What I found the most comforting is he will NOT judge you. He will access your situation and work a plan that will help you. His job is not to judge you, just to help you. Honestly, if you need an attorney to help keep your house, Mr. Gerace will do all he can to make your situation better. 5 stars to this attorney.