My lawyer said I could keep my tax refund in Chapter 13, but the many websites basically say otherwise. Why?
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Answered on January 01, 2016
The answers given by my colleagues spell it out pretty well. Tax refunds are treated differently by each Trustee in each district and division of...
Archived
Can you help me understand my options for recouping any funds I have already paid and will pay in the future? Thank you.
Jann's answer
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Answered on December 24, 2015
I would return to the domestic relations court and seek a show cause order or move to have her held in contempt for failure to abide by the court's...
Archived
Do I need to have an attorney involved, as they say they will take me to a collection agency?
Jann's answer
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Answered on December 24, 2015
If this "fake" credit collector has entered this debt on your credit report I would also write a letter to the credit reporting agencies to explain...
Archived
Can I file a Ch 7 bankruptcy under these circumstances? If not, what direction should I head in? Thank you in advance.
Jann's answer
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Answered on December 24, 2015
All my colleagues have provided good answers, but I would add one item. Often times when a homeowner attempts to modify the loan with the mortgage...
Possible to keep check and surrender car in bankruptcy?
Jann's answer
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Answered on December 22, 2015
I agree with Mr. Steingraber that you should address this question to your attorney. There are too many variables to consider if this is an option...
Archived
How to I find out if this was discharged or not?
Jann's answer
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Answered on December 18, 2015
I agree with my esteemed colleague. The debt appears to be discharged because it is not a student loan but rather an attempt by the college to...
Archived
What does Form 1099-C entitle as far as a student loan?
Jann's answer
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Answered on November 24, 2015
A 1099-C is issued by a lender when they forgive all or part of the debt owed to them. The 1099-C informs you, and the IRS, that you received this...
Archived
Being Evicted but never signed a lease.
Jann's answer
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Answered on November 23, 2015
Whether you are under a written lease or not, the landlord has a right to evict you for non-payment of rent, however, the landlord MUST follow the...
Archived
I am facing foreclosure. If I file for bankruptcy would this help? Is this a viable option?
Jann's answer
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Answered on November 13, 2015
A bankruptcy would allow you to make the outstanding arrearages payments over a period of 3 to 5 years, plus possibly lower your car payments...
Archived
Can I break our apartment lease if the landlord neglects the upkeep of the apartment?
Jann's answer
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Answered on November 10, 2015
I agree with Mr. Holloway. I would also recommend that if he does not address the problems after you have provided him of written notice of the...
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