Archived
Can I file Chapter 7 because of the medical debt. Is it considered non -consumer debt and will it make me eligible for 7?
Jann's answer
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Answered on January 20, 2016
Medical debts are still considered consumer debt. While your income may be above the median family income, you need to perform a complete means...
Archived
My student loan is being garnished from my weekly paycheck and my taxes are being offset is this legal?
Jann's answer
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Answered on January 16, 2016
For a federal student loan it is perfectly legal to offset your tax refund. And any student loan debt can be collected through a wage garnishment.
Archived
Should I take this to court to get it removed off of my record? Or what steps should I be taking.
Jann's answer
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Answered on January 07, 2016
I would recommend that you put that money into a separate savings account. The company has 6 years from the date of your last payment to file suit...
How long can my ex leave her stuff in my house before I get rid of it? Does she have a right to come in my house?
Jann's answer
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Answered on January 07, 2016
If you can't send her a regular mail, and she has a mobile phone, at least send her a text telling her that she has 60 days to arrange to come...
Archived
I recently completed a Ch-13 BK. I am reviewing my credit report to clean up any discrepancies that are not showing properly on
Jann's answer
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Answered on January 06, 2016
Disallowed under the bankruptcy paperwork means that the debt was not paid during your bankruptcy (the number one and most likely reason because...
Archived
I recently completed a Ch-13 BK. I am reviewing my credit report to clean up any discrepancies that are not showing properly on
Jann's answer
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Answered on January 06, 2016
Your question is incomplete. Sometimes it takes some time to report on your credit report but if it has been six months and the debt is not...
Archived
Schedule B Personal Property Chapter 7
Jann's answer
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Answered on January 06, 2016
You do not need to list purchase dates, but you can state whether it is older or newer (i.e. 20 year old living room set). Each district and court...
Archived
Is there a limit to how much debt you can have for chapter 7
Jann's answer
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Answered on January 06, 2016
Rather than going through bankruptcy alone, I would recommend that you seek counsel to assist you through this process. With business debts I...
Bankruptcy trade in value or private party value of vehicle
Jann's answer
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Answered on January 06, 2016
Jurisdictions are all different. In our jurisdiction, the value of the vehicle is determined by Kelly Blue Book or Edmunds values as to what the...
Archived
Collection agency and bankruptcy
Jann's answer
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Answered on January 04, 2016
If there is a collection agency that sent a notice on the debt, I will list the collection agency as another party to notify on top of the...
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