Will I receive a 1099-c for debt I was sued for?

I have seen this, and I have seen debt collectors sell the unpaid portion of the collection amount to another debt collector. I have also seen...

Is this a case worth pursuing?

I would refrain from giving out your name or too many details. Prosecutors could be reading this. I have never heard of a warrant that...

How would that effect me filing or getting my money?

You might lose it all. Or, you might to get keep it all. It really depends upon where the lump sum is coming from. Discuss everything with a...

How can I get this fixed in a timely manner? Cant get an answer from bank or credit agencies. thanks.

You must dispute the inaccuracy directly with the credit reporting agencies. The Federal Trade Commission web site (below) has excellent steps to...

Do I have any recourse against the attorney or Wells Fargo? Should I report my situation to the West Virginia Bar and /or FTC.

Advising a consumer to sign a reaffirmation on a mortgage could very well be malpractice, for a consumer bankruptcy attorney. I have never advised...

Student loan discharge in bankruptcy requires an adversary hearing. No adversary, no discharge. But of course please review this with your...

What other legal way may we try to get our money?

Welcome to the cruel world of trying to get money from people who can't or won't pay. There are attorneys who devote their entire practice to...

Is my only option to file bankruptcy? If so is there anybody here who can help me

Review the details with a consumer attorney. Bankruptcy may be the only way to stop the garnishment and give you a fresh start. However, an...

Can a reaffirmation agreement be submitted to the court, post discharge? If not, can it be sent to lender, with force of law?

I think you need to sit down with your lawyer and review. Reaffirmation of debt is a Chapter 7 concept, not a Chapter 13 concept. Not that any...

Would an attorney be able to assist in collecting my refund.

Yes there are attorneys whose entire practice consists of collecting debt owed to their clients. However the amount of money involved is likely so...