What can I do to get by, what kind of options do I have?

If you are being garnished for federal student loans, there are income based repayment plans which can be very beneficial. First you have to get...

Is this a phantom debt collector? Can they sue me

Here is an article I wrote about pay day loan scams and what you can do about them. (link below). They want to get you to make decisions based upon...

Overwhelming Student Loan Debt, private loans, can't even break even. Ideas?

Discharging student loans in a bankruptcy filing requires a very difficult showing of "undue hardship." But given your age and the fact that you...

Debt in judgement and frozen account

It is kind of difficult to follow your question. But I disagree about the "real" problem. I think the real problem is that you were sued in a...

Please review this with the attorney who assisted you. Signing a reaffirmation agreement has serious consequences. One of them is that normally,...

HOW CAN I BRING THIS CASE TO COURT, SMALL CLAIMS IN 7000.00 AND UNDER? WOULD LIKE TO HAVE HIS WAGES GARNISHED?

You may be able to resort to a court filing to recover the money. However, he may file bankruptcy, he may not have assets to satisfy the judgment,...

What legal ramifications do I have? What can I do the ladies just like almost ignoring me at this point

Even if you win a judgment, be prepared to not get paid. If her only income is social security, that cannot be garnished, for example. You could...

I'm being sued by a creditor for 45K

In my opinion this is a no brainer. There are attorneys in your area whose practice is devoted entirely or at least partially to the area of...

How do I get her to pay $862.00 or get the teeth from her?

You are responsible for paying for the debt to care credit. If you want to then sue your niece, then it sounds like a small claims court filing...

Do they have the right to do that?

"A case number" is a classic sign you are being scammed. Debt collectors who violate the law will attempt to intimidate consumers by false threats...