Should I hire an attorney for a debt collector that made 28 calls to my cell phone after I asked them to stop?

Here is link to your rights with debt collectors. You have to take certain steps to tell them not to contact you, a phone call does not work. But...

Is it possible to include student loans in bankruptcy and if not what options, do I have to deal with these student loans? Thanx

When you file, you must list ALL debts, regardless of whether they are subject to a discharge or not. It is difficult to discharge student loans,...

If a person has filed for bankruptcy, new debt has occurred after the bankruptcy, can one get a judgment on the new debt?

Please consult with a collections attorney in your area. The general rule is that debts which arose after the filing of the bankruptcy cannot be...

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Does the creditor service have claim to, or can they legally take or repo my car from me, which is registered to me in Florida.

Sorry to hear about your medical condition. I hope the treatment is beneficial. It sounds like you may be "collection proof." Meaning, you have...

Is it legal in Ohio to place my wives medical bills on my credit report? Does the Doctrine of Necessaries apply?

You need to dispute the items. The best source of information can be found at www.ftc.gov on how to dispute inaccurate trade lines on your credit...

Your social security is exempt, meaning, the credit cards cannot garnish that. The credit cards can sue you over the unpaid balance, but then they...

Can my small business survive a personal bankruptcy ? ... or will the Trustee force my business to be closed ?

To some extent it depends on the type of bankruptcy you file. Individuals normally file either Chapter 7 or Chapter 13. In Chapter 7, your case...

Can they still garnish from my bank after 10 years?

Getting it "removed" from your credit report does not affect the legality of the judgment in any way. It "popped" back up because it is a truthful...

Can I file the UNUM as well? It is about 17 grand.

Sometimes people are just too broke to file bankruptcy. Your SSDI cannot be taken from you as a general rule, so why would you give it to a...

Can I place a lien on their property on the market to collect on debt?

Your collection options are best reviewed with an attorney who does this type of work. You may not get anything at all, for example, if they file...