Using credit cards and personal line to pay monthly utility and unsecured debt prior to possible bankruptcy filing.

You should an attorney about filing for bankruptcy protection. If you are committed to filing, then stop paying your creditors, you are literally...

Here in Ohio we have this terrible Sixth Circuit decision called In re Seafort. It is controversial, but our judges have stated that this means...

What are your views on hiring an attorney that has "read the law" and been admitted to the bar without a J.D.?

I don't know what jurisdiction you live in or why you need to hire an attorney. In the early days of practicing law, this was common. Abraham...

Can you file for Ch. 13 Bankruptcy after previously being in a Ch. 13, then converting to a Ch. 7, which is now discharged-Ohio.

Based upon what you said, yes. You will probably need to consult with an attorney as there rules in the Bankruptcy Code which restrict a...

Is there a maximum percent of take home pay that a trustee can take in a Chapter 13 Bankruptcy.

The percentage that the trustee will "take" for distribution to your unsecured creditors depends on the outcome of your means testing document,...

You will need to contact your attorney. Not disclosing something like might results in some harsh consequences for your bankruptcy, up to and...

I am going to get a judgment on my chapter 7 bankruptcy on Sept. 16. The judge told me at the hearing I could discharge a debt

Did you file a Chapter 7 bankruptcy? Is the United States Trustee trying to force you into a Chapter 13? Has there been a statement of abuse...

2 Q's: Once you have a Debtor's Exam, can you ask for a copy of the Debtor's Income Tax Refund for previous and upcoming year?

I normally represent consumers who are being sued. If I understand your situation, you are using the courts to get paid on a judgment which has...

I owe a government agency money. they are charging me outrageous fees and interest.Is this legal? Is there a limit on fees.

An attorney could help you but as another attorney already pointed out, the debt of government agency and the reason you owe the debt - this is...

Junk Debt Collector sent me a Stranger's account information in response to my Discovery Request?

I have successfully defended dozens and dozens of junk debt buyer complaints in Cuyahoga County and many of the Municipal Courts in Cuyahoga...