I live In Ohio. I was told that under Ohio law I can not file a chapter 7 because I have an outstanding 401k loan. I was advised to file a chapter 13. I want to pay my 401k loan back in full. I do not want it to be considered a debt in the bankruptcy and restructured into my payment to trustees. I do not want to have to pay taxes on the outstanding loan balance. I currently have 18 months yet to pay though. Should I just stop paying creditors and wait o file bankruptcy once loan is satisfied?