I am looking to file for bankruptcy, does that mean that my wife has to file for it as well, what is the rules in Michigan?

Bankruptcy is federal law, so the rule in Michigan is generally the same as in all the other states. But a debtor as defined in the bankruptcy...

Am I obligated to pay extra money on a judgement that was not initially included?

I would have to look at the agreement to determine if the contact allowed for interest. Also you need to determine if it was a "student loan" or...

I was mislead from debt settlement company.They made verbal promises that are not backed up in written contract when signed.

Wait, misled by a debt settlement company?!?! I am shocked, SHOCKED I tell you. Chances of winning lawsuit, excellent. Chances of collecting,...

My husband left me in Aug. so I am losing my property

I do not practice in your state but here in Cleveland the local Legal Aid Society helps people who cannot afford an attorney get a divorce or...

How do I answer a Motion to Grant Summary Judgement in NY from CACH LLC? says Plaintiff will move at the City court on Oct 15

I am not licensed in your state. Here in Ohio I have defeated more than 40 of these "junk debt buyer" lawsuits, including where they have filed...

I am 4 months behind on my mortgage payments, but I rented out the house and still need to make up $6k to cure the default.

Your fear of the "foreclosure rescue" companies is well founded. Chapter 13 is a powerful tool which allows you to cure a mortgage default,...

Chapter 13 filed to stop sale. Not confirmed yet. Making Payments to trustee. Should trustee be making any payments.

At least here in Ohio, the trustee is not permitted to disburse any funds until the plan has been confirmed. We have relatively quick confirmation...

What happens to debt owed to family or friends when you file for bankruptcy?

Bankruptcy is all about full disclosure. All your creditors, all your assets, all your income, if you leave anything out you will probably regret...

Do we owe HOA dues accrued after bankruptcy?

Yes this is a common problem. Moreover, some Home Owner Associations prohibit you from renting out the unit, only the owner can reside there. In...

I live in ohio and just had a Chapter 7 bankruptcy discharged. Should i reaffirm my mortgage?

One of our trustees here in Cleveland opens every single examination with these words - don't let anyone tell you that reaffirmation will help you...

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