If the county sells your tax lien to a private collection agency, can the lien then be included in bankruptcy?

Can be and must be. If you are filing Chapter 7 and abandoning the house, the debt will run with the land anyway (meaning the next owner of the...

I received a called today stating that I was being sued for a payday loan taken out in 2011.

Proceed with caution. You may be paying scammers and giving them your personal information. Here is a link to a similar scam which the Federal...

Debt Collection Agency-Need One!

You can find collection attorneys on AVVO. Perhaps there there is another forum for agencies which are NOT attorneys.

Normally, no. There are exceptions to everything of course. Inherited IRAs are a hot topic right now and there are decisions going both ways. ...

MOTION FOR A MORE DEFINITE STATEMENT WHY....

It is another motion which must be ruled upon by the Court as to the merits of the motion.

POST DISCLOSURE - BEFORE MEDIATION: Fighting local attorney representing huge JUNK DEBT buyer for old alleged credit card debt.

Unfortunately this is fairly common. However the good news is a consumer attorney will know how to use the rules of evidence and rules of civil...

A creditor is taking me to court for a personal debt and I need to know if I have to provide my business accounts?

Yes the judgment creditor has the right to see if you have assets or income in order to pay the debt which you legally owe. Either work something...

Need to file BK7, but have ZERO income, is there a waiver for my situation?

You may be judgment proof. The VA disability income cannot be garnished. So a bankruptcy may not be indicated here as normally the consumer filed...

Does a "preferential transfer" go on a creditor's credit report if he/she loses an adversary proceeding to recover it?

Yes this could happen. If the trustee has the right to collect the preference, then it is money you owe and have not paid. If the trustee chooses...

How much would the bank accept to settle?

There is no hard an fast rule. They will look at any equity in your house, of course. You have offer them anything, if you have that amount of...