Archived
How do I stop garnishment of my wages from a credit card company when my ex husband was the one that used the old credit card?
Blake's answer
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Answered on July 14, 2014
As a cosigner, you are 100 percent responsible for payment, regardless of whether you charged anything on the card, or not. Mr. Walton gives you...
Archived
Can a debt collector in AZ in one precinct sue me when I'm (& always have ) living in a different precinct?
Blake's answer
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Answered on July 14, 2014
There is a federal consumer protection statute which says the debt collector must sue you in a "judicial district" where you reside, or where you...
Moved 4 years ago and junk debt buyer filed suit back in state I moved from thus year?
Blake's answer
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Answered on July 14, 2014
Legal and common. The SOL defense must be raised in an answer or other responsive pleading it is not "automatic." You should consider if...
In the State of Ohio during a car repossession. is the creditor required to send a notice of repossession.
Blake's answer
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Answered on July 14, 2014
I am not aware of any requirement under Ohio to send a "notice of repo." There is a requirement under the statute about the notice to sale. You...
Archived
I filed a motion bring n 3rd prty defdnts & it was granted. What do I file now? & am I to serve it to the new parties?
Blake's answer
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Answered on July 14, 2014
The rules of civil procedure address the method and time frame for cross claim defendants. Your local court may also have rules which apply to...
Archived
What forms do I need to respond to a Civil Case for a old credit Card bill.
Blake's answer
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Answered on July 14, 2014
I don't think this is something you can or should do by yourself. You have to comply with the rules of civil procedure in all responses. There...
Archived
My spouse and I filed CHAP 7 and was discharged April 2014. We have continued to make our mortgage payments on time.
Blake's answer
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Answered on July 14, 2014
Reaffirmation debt is not required under the bankruptcy laws. In fact, reaffirming is such a bad idea I don't know of any attorney who would...
Archived
Wage attachment served
Blake's answer
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Answered on July 10, 2014
You need to file for bankruptcy protection as soon as possible. This will stop all attempts at collecting this debt, including garnishing your pay....
I have a charge off for furniture from a rental company for 4 years can they take legal action against me after all this time?
Blake's answer
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Answered on July 10, 2014
It depends. Charge off is an accounting term which simply means that the rental company can no longer report this account as an asset for tax...
Archived
How to deal with an unknown debt collector who is constantly calling requesting to call him back?
Blake's answer
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Answered on July 10, 2014
While this conduct no doubt violates Consumer Protection Laws, it sounds like they are scam artists who don't care about the laws. They may...
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