I meet the means test for chapter 7 bankruptcy. I have no assets and a teachers pension based upon a disability.

The only thing left is for you to find a local attorney to get started. They can review the details with you but none of us have the power to...

Must a small claim court suit in mass be sent by certified mail at the least by the clerk of the court?

You would have to look at both the local rules of court for this court as well as the rules of civil procedure which apply state-wide. However, it...

A creditor's attorney got a court order to garnish my bank account without notice. Can I reverse this?

Fraud must be reported to the Federal Trade Commission and possibly to the police department. This is a crime. If you did not receive notice of...

Credit Card company was ordered by the Judge to submit the original agreement within 30 days.

The answers are found in the applicable rules of civil procedure. You don't have an attorney I am guessing so you are not familiar with these...

I have an unpaid HOA dues,

Not strictly necessary but a written settlement agreement may give you that extra peace of mind knowing you have proof of the settlement and terms.

What can I do about, what I see as, an error on my credit file after disputing it several times and they keep confirming it?

You could be barking up the wrong tree. The dispute should be made to the credit reporting agencies (Equifax, Transunion, Experian). Do this by...

While the law has been violated, I think the only thing you can do is to file a complaint with the FTC. Here is a link to a similar operation...

There is no way to calculate the odds of winning. But you will need evidence, is there any chance of getting actual video of the neighbor, caught...

I am employed in NC so how can a GA garnishment still exist if my employer is in NC?

Assuming garnishment is legal in NC, the creditor simply has to domesticate the GA judgment in the right NC court and proceed to garnishment. ...

Sound to me like they have recovered the full amount of money they were entitled to get on their judgment. As a result, no need to garnish more.