I am trying to findout if a collection agency is legitimate

You can call your local Better Business Bureau to see, or check the secretary of state's records on line to see if they are registered as a...

I recieved a letter from the court saying i was in arbitration for a previous debt owed. how do i settle out of court

I am not clear on what your question is. If you have reached terms with the opposing side, then payment should be worked out with her, as to...

Has a civil rights violation potentially occurred? What can be done?

There is an entire practice section involving workplace discrimination and employee rights. I am switching this over to obtain a better answer for...

Appleas Court / Debt Collection

You cannot collect from a non-party except in the event that they jointly own an asset. I recommend you find a good collections attorney on AVVO...

Since my divorce - creditors are coming after me for our joint debts. If I am able to file bankruptcy

I agree with the previous answer. If you are no longer married you cannot file a joint petition. Normally people get the bankruptcy done first,...

I need help in composing a letter to a collection agency regarding the invalidity of a debt they claim I owe to Citibank, USA.

There is nothing magical about the dispute letter. You can repeat what you just said here. I would, however, send it certified mail return...

I have a creditor that is suing me for a dept that is almost 10yrs old? Now I'm attempting to draft a motion to state my case.

I am not sure what your question is, but find a consumer attorney in your area. You may have a counter-claim under consumer statutes, or valid...

They are liable for any damage to the car while in their care which is due to their negligence. This will be an expensive case to litigate because...

Can I keep money I saved in my Checking account after bankruptcy? Can I take it out during the process?

Your state has adopted exemption laws which allow a consumer to keep a certain amount of money, either cash on hand or in the bank, free and clear...

Chapter 7 bankruptcy. I saw a lawyer who would charge $1,200 before any proceedings. I read $306 is norm. Can you help?

And, sadly, the filing fee is no longer $306 it is now $335.