Lawsuits like these are normally successfully defended by consumer attorneys who have a thorough understanding of the rules of evidence, civil...

I am being sued for a credit card debt from 2005. Citibank sold it to a collection agency in 2008. Is time barred a good defense

You have to know when the last payment was made, versus what the statute of limitations is which applies to this type of debt. But your best...

Is it possible to file for chapter 7 bankruptcy is I am waiting for a decision on Disability?

You are eligible because social security is exempt, meaning that your creditors can't get it even if you receive after the filing. But see an...

Will I get to keep my home if I file Chapter 7 in Iowa. I have a lot of equity but am current in payments.

Every state has exemptions available to protect the equity in your home when filing for bankruptcy. Here in Ohio, for example, it is right at...

Here in Ohio, they could send it out certified mail, then if not returned, regular U.S. mail would be good service. Unfortunately for you the...

Can I keep my car if the judge disapproves the Reaffirmation Agreement? I'm in Nevada.

Check with your attorney of course. Many attorneys do not sign because they cannot in good faith certify that it won't be an undue hardship to...

Told by phone I owe a debt from 2007 and 2010 and was going to be prosecuted for bad checks on a payday loan. if I don't pay

This scam comes up so ofter I wrote an AVVO guide on what to do about them. Here is the link to the guide, give it a thumbs up if you found it...

I was sued by CACH LLC and my Pre-Trial date is on Jan 23, 2015. However, I recently filed for chapter 7. Should I go to court?

The automatic stay should be in place. Have your attorney file a notice of bankruptcy proceeding with the trial court. If you are not...

Can a landlord garnish my wages , same case different jobs twice

The creditor is allowed to use any lawful means to collect on his judgment. You will either have to pay the debt, risk the garnishment or file for...

A creditor is included on a Schedule F of bankruptcy, would different bill from same creditor also be discharged?

Yes, the amount and account number are not critical. In a no asset case, they get nothing, assuming the debt is subject to discharge. Tell your...