I am unable to pay debt that is owed to installment loan companies in the amount of $3000 & I am thinking of filing bankruptcy

It will cost you half the debt you have to file for bankruptcy. Plus you will not be able to file again for 8 years (Chapter 7) in the event you...

Do I need a lawyer

You don't have to pay, at least until a lawsuit is filed and a judgment entered by a Court. The judgment gives the creditor the right to collect,...

How can I make ex continue to pay?

Do you have a written contract with your ex about his obligation to make the payments? If not, you will have a hard time proving that he has to...

HOA judgment found on my report years later and I was not served

"Sewer service" is all too common in collections lawsuit. If you were truly never served with process and have proof of a different residence,...

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I was in the hospital on 4/14/10.

You Social Security cannot be garnished regardless of the Statute of Limitations. So I would not pay them anything since they cannot take it away...

For motion for attorney sanctions in federal court which court is MORE appropriate?In chapter 7 now NYS.

Objection! Asked and answered! You have already asked this question numerous times. If you have proof of the false nature of the documents this...

We went bankrupt in 2001, now the bank appointed a lawyer who wants us to pay 10000 tomorrow of the 80000 that we owe,

I am not able to follow your question. If you filed bankruptcy in 2001 and you got a discharge, there should be no way that an attorney can...

Can a judgment be filed with the court before 20 days has gone by from the date of service regarding an Answer for a summons?

This does not sound right. The 20 day answer period provides the defendant(s) with sufficient time to get an attorney or file their own responsive...

I am considering a Ch 13 bankruptcy but it sounds like it will be a hassle to do stuff without notifiying the court.

You need to get Court permission to borrow more than $500. So to get into a new car lease, you would have to file papers with the Court before...

Can i go to jail for a payday loan in collections thats raises every day interest also i have three bank accounts in collection

No, you cannot be arrested for not paying your bills. If they are overwhelming, bankruptcy may provide you with a fresh start.