I was served a civil warrant from Portfolio Recovery with a February court date. Can I negotiate the amount owed at this point?
Blake's answer
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Answered on January 13, 2015
They would love to settle for that amount, since they only paid a few hundred dollars to acquire the debt, it would be a huge payday for them. ...
Archived
I am being sued for defaulting on a credit card. What should I do ? And what realistic options do I have?
Blake's answer
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Answered on January 13, 2015
The best thing that you can do is retain an experienced consumer attorney who has dealt with junk debt buyer lawsuits. There is normally a very...
Is a caller form pretrial processing division stating I had 2 allegations against me real?
Blake's answer
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Answered on January 13, 2015
This type of scam comes up so frequently on AVVO I wrote a guide on what to do about it. Here is a link to the guide (below). If you find it...
Archived
Both my husband lost a lawsuit. Only my wages are being garnished. Is that legal?
Blake's answer
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Answered on January 13, 2015
Yes, you are jointly liable, the landlord can pursue your wages. Either suffer the garnishment to pay it off or seek bankruptcy protection if you...
Archived
I bought a bobcat for $60,000. I am having a hard time paying for it. What would be the problem in letting it go back.
Blake's answer
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Answered on January 13, 2015
No problem, really. Except that the creditor who lent the purchase money to buy the bobcat will then sell it for a pittance, then sue you for the...
Archived
Just found out a civil judgement filed against me for $16k in 2005 from 2002 car accident. Is bankruptcy the only discharge opt?
Blake's answer
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Answered on January 13, 2015
You will have to consult with an attorney in your state who is familiar with traffic laws. Here in Ohio, if you did not have insurance, you can...
Archived
Im looking into filing bankruptcy and have been served papers already, I have not retained lawyers what should I do?
Blake's answer
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Answered on January 12, 2015
By all means get an attorney lined up now. Since most of us offer free consultations, you have nothing to lose by contacting several and arrange...
Can I file suit against my bankruptcy lawyer for not filing my re-affirmation agreement?
Blake's answer
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Answered on January 12, 2015
I have never filed a reaffirmation agreement on a mortgage, in hundreds and hundreds of cases. It is just a bad idea, malpractice basically. ...
Archived
How do I get a company to STOP posting unfounded debts to a collection company?
Blake's answer
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Answered on January 12, 2015
You have rights with debt collectors. The link below gives more information about these rights and the attorneys who enforce them. You certainly...
I have been summoned for a credit card debt. How much does an attorney cost to help resolve the loan. I am offered $.60/ $1.00
Blake's answer
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Answered on January 12, 2015
The only way to find out what an attorney would charge is to visit some and get quotes. Normally consumer attorneys have a very high success rate...
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