How long can I keep a leased car after filing CH.7, which I will reject? I need another car; can I get one before discharge?
Laura's answer
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Answered on December 31, 2015
If you stop making your leased car payment it may be repossessed before you can file the bankruptcy case. If you still have the leased vehicle...
Archived
Can a mortgage company try to get money from me even after I filed chapter 7 bankruptcy.
Laura's answer
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Answered on December 28, 2015
If you received a discharge in your Chapter 7 case and did not execute or have a reaffirmation agreement with the mortgage company filed within...
Archived
Chapter 13 Repayment plan and other bills.
Laura's answer
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Answered on December 10, 2015
Chapter 13 may not be right for you. There could be other solutions that will allow you to meet your financial goals and continue to take care of...
Archived
Can I start adversary law suit in my chapter 13 bankruptcy proceedings to ask court to annul illegal foreclosure sale NYS ?
Laura's answer
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Answered on December 10, 2015
You will want to consult with an attorney to determine the best venue, which is likely state court or Federal District Court. Federal Bankruptcy...
Can I keep lump sum pension check when I am in a Chapter 13?
Laura's answer
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Answered on December 10, 2015
You should contact your attorney to tell him/her about your intentions to retire. Your attorney will be able to explain how that will affect your...
Archived
Service of Chapter 13 plan?
Laura's answer
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Answered on December 16, 2014
I agree with Richard Blumenthal. I will add that you need to file a Certificate of Service within the bankruptcy case stating when the plan was...
Archived
Chapter 7 bankruptcy and protecting your home
Laura's answer
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Answered on December 16, 2014
The answer to your question depends on a number of factors. One of the most important factors is the value of the real property versus the balance...
Can I file for chapter 13 on my own and will I qualify?
Laura's answer
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Answered on September 03, 2014
You are never required to hire an attorney in order to file bankruptcy, but I recommend it 100% of the time. Given the circumstances you have...
Archived
I surrendered my home in my Chapter 13 in late 2010. I was discharged January 2013, and the bank foreclosed in September 2013.
Laura's answer
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Answered on August 25, 2014
The timeline for purchasing a home after bankruptcy or foreclosure is not controlled by the bankruptcy code, unless your Chapter 13 is still...
Archived
Will the mortgage company do a loan modification while I am in a chapter 13?
Laura's answer
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Answered on August 25, 2014
Many mortgage companies will agree to modify loans while a borrower is in bankruptcy. However, keep in mind that the Chapter 13 bankruptcy trustee...
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