Ch 7. Help

If you qualify, it sounds like Chapter 7 will be the financial fresh start you need and deserve. Speak with an experienced bankruptcy attorney -...

Yes, if you want out before 60 months and have an above-median case, you must pay 100%. I never recommend using retirement funds to pay unsecured...

Do i have to pay the full price with ch.7 or fair market value

Yes, usually. In Ch 7, if you are keeping the car your options are: 1) Reaffirm - you pay the contract price and interest rate on the note...

Can i include this car in the bankruptcy?

While the other answers on this forum are not incorrect i wanted to provide some points to consider: 1) If you very recently financed a vehicle...

How long after a chapter 13 discharge does a lender/creditor have to reposes their items

It depends on what the Chapter 13 plan said about the creditor and the collateral, you will need to look there first to determine your rights and...

I want to know if I put the car in with the bankruptcy can I surrender it later before the lease is up.

Yes, but I recommend you talk to your attorney before turning the car over. You may have options that you are not aware of... turning the car over...

What do I do if I work for a contractor and we finished the job on a private home and he got a check and didn't pay me

I am sorry to hear that. It sounds like your contractor is struggling to make ends meet and likely he/his business are not worth any money, so...

Can i sue for a bad debt that has been sold by the bank that i no longer owe on!!

Yes! If a debt collector is trying to collect on a bad debt, you can file an FDCPA complaint in Federal court. There are attorney fee awards and...

Any costs to be included in chapter 7 bankruptcy?

I agree with the answers of the other practitioners and will add that the answer to your question really depends on how the debt is categorized. ...

Since I wasn't behind on my payments what gave them the right to take it ? Was it legal to make me refinance at a high rate

I am sure you were shocked and confused about the repossession. It seems very unfair and without knowing the circumstances of your bankruptcy...