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Michael Grabhorn

3.7
Rating: 9.8

Licensed for 22 years

Insurance Lawyer at Louisville, KY
Practice Areas: Insurance, Life Insurance

2525 Nelson Miller Parkway, Suite 107, Louisville, KY

About Michael

Practice Areas

2

Practice Areas

Insurance 50%

Insurance claim denials, with a focus on life insurance, long term disability insurance, and ERISA.

37 years | 4,500 cases

50%
Life Insurance 50%

Life and AD&D (accidental death dismemberment) claim denials. Rescission (coverage cancellation) life insurance claims. ERISA and individual life insurance.

37 years | 4,500 cases

50%

Fees and Rates

Cost

Contingency

33%-40%


Payment Methods

  • Cash
  • Check

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Licenses

Licensed in Kentucky for 22 years

State: Kentucky

Acquired: 2003

Active

No misconduct found

Licensed in Indiana

State: Indiana

Temporary Admission

No misconduct found

Location

Law Offices of Michael Grabhorn

2525 Nelson Miller Parkway, Suite 107, Louisville, KY, 40223

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Michael Grabhorn's Reviews

Avvo Review Score

3.7 /5.0

3 Client Reviews

5 star (2)
4 star (0)
3 star (0)
2 star (0)
1 star (1)

Posted by Thomas | February 17, 2024 | Hired Attorney

This review is from a person who hired this attorney.

Great Insurance Attorney

We spoke with several attorneys about our life insurance claim. Mr. Grabhorn and his staff were the most knowledgeable and explained our legal rights clearly. We are very happy with the outcome and highly recommend them.

Posted by Jim | February 9, 2024 | Consulted Attorney

This review is from a potential client who consulted with this attorney.

Disappointing

Sokolove Law was nice when I originally called them and they referred me to another firm called Grabhorn Law out of Kentucky. I dealt with Nancy Grabhorn who was polite and she stated their firm could definitely help me with a long term disability appeal. When I was quoted 40% for any past due benef...its and then 40% for any future payments I wanted to interview with other firms. When I contacted her back to see if they negotiate fees she stated they were firm on their fees, which I respected. A couple of days after I decided to use her firm and so I sent her a email using talk to text since I don't like sitting in front of a computer due to migraines. In my email I requested if she could resend the agreement for 40% so they could represent me in my case against Unum. Unfortunately the talk to text evidentially didn't know the word Unum and so the message didn't read as I wanted it to. The email stated this, (actual email) Nancy, When you have the time, please resend the agreement for 40% so I can have you guys represent me in my case again Chino. Thank you. Nancy must of thought I was being disrespectful so in her email she asked me the following (actual email) "Mr. Ware –Was this intended for me? I’m not sure what your reference to Chino means? When I stated to her I used talk to text I guess she thought I was untruthful and her next text stated after further review they couldn't represent me when they sent me an agreement days before stating differently. If anyone saw my original email and read it and added what was intended to be added it makes total sense, "again Chino" makes absolutely no sense. I followed up with Nancy stating I was lost for words because all I was requesting was for the agreement to be resent. Why would I disrespect someone I was asking to represent me. I even sent Michael Grabhorn a separate email explaining the situation and requesting representation with no reply. For someone to respond this way is so unprofessional as well as childish. Makes you wonder how they would really handle your case if they did represent you. I then reached out to Sokolove Law and was transferred to a claims manager to express what occurred and spoke to Alex who was extremely rude who kept cutting when I was trying to explain what occurred. I also noticed in their reviews if it is a negative review they state they have never had contact with this person but I assure you I have all emails from both firms to confirm I have had this contact. Finally what truly amazes me how people treat you nicely trying to obtain your business and then if something doesn't go their way how thy show their true. selves. I would highly suggest never using either of these companies because in my personal opinion they only care about themselves and not you.

Posted by anonymous | January 29, 2020 | Hired Attorney

This review is from a person who hired this attorney.

Best ERISA lawyer

I had a disability claim with Cigna for years where my benefits were paid. Then out of the blue they were cut off. My appeal was denied. I hired Grabhorn Law to fight for me. They took my case, filed a lawsuit, and resolved my claim getting my benefits and then some. Thank you!

See All Client Reviews

Michael Grabhorn's Lawyer Endorsements

Endorse Michael
Hans G Poppe headshot
Hans Poppe

Insurance lawyer | Dec 16

Relationship: Fellow lawyer in community

"Michael is an excellent lawyer, primarily focusing in ERISA and other types of insurance law. I've had the unique pleasure of both hiring him as an expert witness and referring cases to him. He has obtained outstanding results for his clients in the case we've handled together and he really cares about his clients. He's top notch in this area."

Mark D. Debofsky headshot
Mark Debofsky

Insurance lawyer | Dec 05

Relationship: Worked together on matter

"Mike Grabhorn is a tenacious litigator who backs down to no one. I strongly endorse him for his litigation skills."

View All Endorsements

No Endorsement Data Available Yet
This attorney hasn't created any attorney endorsements recently on Avvo.

Experience

Rating:  9.8 (Superb)

Work Experience

2003 - Present

Managing Partner, Grabhorn Law | Insured Rights®

Associations

2020 - Present

American Bar Foundation

Fellow

2002 - Present

American Association for Justice

2002 - Present

American Bar Association, Joint Committee on Employee Benefits

2002 - Present

American Bar Association, Insurance Law Section

1996 - Present

The American College of Financial Services

CLU, ChFC

Louisville Bar Association

2016 - 2022

Kentucky Justice Association

Board of Governors Member

Education

N/A

Louis D. Brandeis School of Law at the University of Louisville

JD - Juris Doctor

N/A

American College

Chartered Life Underwriter (CLU)

N/A

American College

Chartered Financial Consultant (ChFC)

N/A

University of Louisville

BSBA - Bachelor Science Business Administration

Speaking Engagements

2020

Building Damages for Mediation

Find a Format That Works--Don't Leave Mediation Empty Handed

2019

Seminar Web

Protecting Your Clients from ERISA Liens & Collections

2019

Pro Tips on Subrogation

ERISA Long Term Disability Claims & Reimbursement

2019

Neuroscience Expo

Protecting Your Income: Disability Insurance

2016

Seminar Web

ERISA Long Term Disability: Overpayment Claims in the Wake of Montanile

2016

Insurance Bad Faith

Ethical Issues in Litigating Bad Faith Insurance Claims

2016

Continuing Legal Education

Medical Providers Refusing to Bill Health Insurance

2015

Subrogation

ERISA, It’s Not Just About Subrogation: Life and Accident Insurance Claims

2015

Seminar Web

Litigating Long Term Disability Insurance - ERISA Claims

2014

Subrogation Tactics

Long Term Disability Insurance and Subrogation

2014

RMI Insurance Day

Bad Faith is Not Limited to Insurance Claim Practices

Publications

2022

The Advocate (Kentucky Justice Association) No More Surprise Medical Bills

2022

The Advocate (Kentucky Justice Association) Arbitration and Insurance Claims

2017

The Advocate (Kentucky Justice Association) Legal Issues in Life Insurance Claims

2016

The Advocate (Kentucky Justice Association) Contractual Issues, Proof in Disability Insurance Claims

2016

The Advocate (Kentucky Justice Association) Litigating Individual Disability Insurance Claims

2016

The Advocate (Kentucky Justice Association) Valuing Long Term Disability Insurance Claims

2015

The Advocate (Kentucky Justice Association) Litigating Long Term Disability Insurance--ERISA Claims-

2015

The Advocate (Kentucky Justice Association) Litigating Personal Disability Insurance Claims

2015

Employee Benefits Law (BNA) ERISA Claims and Review Procedures

2013

Employee Benefits Law (BNA) Reasonable ERISA Claims Procedures

Languages

English

Activity

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
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Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution