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I was contacted today by some very gruesome sounding people re: a payday loan that I didn't repay in 2009. Statute of limit ?
Kenneth's answer
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Answered on April 01, 2014
It is likely that the statute of limitations on this debt may well be 5 years. In Kentucky, if there is no written contract, the statute of...
Can I go to jail for payday loan debt in tennessee?
Kenneth's answer
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Answered on March 28, 2014
We did away with debtors prisons a long time ago. Just because you can't pay a debt doesn't mean you've broken any law. As long as you have not...
Archived
Served summons to appear before Court of General Sessions - Shelby County - Midland Financial, LLC.
Kenneth's answer
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Answered on March 24, 2014
The date of default is the date of your last payment. Thus, since you last paid in June 2007, the statute ran in June 2013. You can file an...
Archived
Being pursued by collection agency on credit card debt from Washington Mutual/Chase that was included in my Chapter 7 Bankruptcy
Kenneth's answer
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Answered on March 24, 2014
This would be a clear violation of several federal and state laws. Contact us for a free consultation. We would be glad to work with you on this...
Archived
I moved from Tx to Tn, and all of a sudden I have been recieving letters from collection agencies on debt that is 7-20yrs old
Kenneth's answer
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Answered on March 24, 2014
Based on what you have written, this looks like a clear violation of the FDCPA. We would be glad to work with you on a lawsuit against them for...
Archived
How far back can a doctor's office collect on a bill in kentucky
Kenneth's answer
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Answered on March 24, 2014
If you have a written agreement with the Doctor, the statute of limitations on the ability to file suit is 15 years. If it is considered an open...
Archived
Am I legally required to pay? I don't have supporting documentation as I was young, irresponsible, and unorganized at the time.
Kenneth's answer
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Answered on March 17, 2014
I believe your debt is beyond the statute of limitations. KRS 413.120 sets a 5 year statute of limitations for actions on contracts not in writing...
Archived
I just got served for a credit card debt from 2009. The statute of limitations in tx is 4 yrs, but now i live tn.
Kenneth's answer
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Answered on March 17, 2014
The Tennessee borrowing statute may come into play on this matter. See T.C.A. § 28- 1-112 which provides that if the breach occurred in Texas,...
Archived
Do I have the right to obtain copy of itemized bill from third party collection agency?
Kenneth's answer
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Answered on March 16, 2014
This is a case I would take under the FDCPA. Any debt collector is required under the Act to validate the debt when requested in writing within...
Archived
I have a judgement from 2009 that was placed on my property this week that I had no knowledge of.
Kenneth's answer
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Answered on March 16, 2014
It could be possible to have this judgment set aside for fraud. The details will tell the story. You need to contact an attorney to discuss the...
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