PRO

Carl Jerome Teel Jr's Answers (186)

Call for a FREE consultation Call (855) 712-6907 Message View Profile

Call for a FREE consultation Call (855) 712-6907 Message View Profile

Archived

Will Social Sec. Disability payments stop w/my election to receive lump sum of future payments from my disability insurance co?

Carl's answer | Answered on March 20, 2014

You probably should have this question before you took the lump sum. If it is workers' compensation, then it may impact your social security. If it...

Archived

Withdrawing from my 401k account while I'm in bankruptcy

Carl's answer | Answered on March 20, 2014

If you claimed it exempt then you should be okay. Be sure to discuss with your bankruptcy attorney before making the withdrawal.

Archived

I use my Ein number to get a apt now after being sick and in the hospital for period of time I need to file a chapter 13 banba

Carl's answer | Answered on March 20, 2014

You need to contact a local bankruptcy attorney to review all your debts and assets. Your hospital stay will likely be viewed as a change in...

Archived

I would like to file bankruptcy specifically to discharge my DWI surcharges from 1998-99. What chapter will erase this in full?

Carl's answer | Answered on March 19, 2014

Not sure what you mean by "surcharges". There are some very specific items listed in the bankruptcy code that cannot be discharged. Without more...

Archived

My home was recently forclosed. I am on Social Security and a small pension. How I protect my income without declaring bankrup

Carl's answer | Answered on March 19, 2014

Your social security benefits are exempt from creditors but why shy away from bankruptcy? You already have a foreclosure on your credit report. You...

Archived

I want to file a complaint against a major credit card agency for false report of an acoount I have already disputed twice.

Carl's answer | Answered on March 19, 2014

You should contact an attorney that handles FCRA cases.

Archived

Can a hospital in Mississippi send me to collections if I am making payments? Can my wages be garnished?

Carl's answer | Answered on March 19, 2014

Your wages cannot be garnished unless the hospital sues you and gets a judgment. Just because you have been making small payments does not prevent...

Archived

Can long term disability through the state where I live be garnished?

Carl's answer | Answered on March 19, 2014

Your social security benefits are exempt from creditors but it would be a huge hassle if they were "accidentally" attached. You're much better off...

Archived

Any lawyers on here involved in TCPA VIOLATIONS against a national bank

Carl's answer | Answered on March 19, 2014

I don't handle these types of cases personally but I know some lawyers in Memphis that might be interested in evaluating whether you have a case...

Archived

Determining Expense Amounts of Schedule J

Carl's answer | Answered on March 19, 2014

Schedule J should reflect your current expenditures so if you do not current expend money for a particular item then you should not list it in J....