Archived
We filed for bankruptcy 5 years ago & walked away from our home.The bankruptcy is done, but no foreclosure still.Are we liable?
Carl's answer
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Answered on March 21, 2014
This happens way too often unfortunately. National mortgage companies delaying a foreclosure unnecessarily. It's a business decision on their part....
Archived
Private Student Loan Discharged in Bankruptcy?
Carl's answer
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Answered on March 21, 2014
When congress changed the bankruptcy laws in 2005 it protected lenders more than people who need a fresh start. One major change was to make...
Archived
I work, but have high blood pressure, diebetes, arthritis, anxiety. Can I apply for disabilty?
Carl's answer
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Answered on March 21, 2014
You can apply but it will take two years before you get approved for benefits. One basic rule for social security disability benefits is that your...
Archived
How are people supposed to live while waiting on Social Security to determine your disability status?
Carl's answer
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Answered on March 21, 2014
Great question. The social security administration has little compassion for people in your situation. It takes too long to get a decision at any...
Archived
Automobile reaffirmation.
Carl's answer
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Answered on March 20, 2014
Your bankruptcy attorney nor the bankruptcy court have any control over credit reporting. If you believe your credit report is inaccurate then you...
Archived
Automatic Stay application during Divorce
Carl's answer
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Answered on March 20, 2014
About the only thing that can occur without the lifting of the automatic stay is granting the divorce. You should talk to the attorney representing...
Archived
How bad do you have to have bipolar 2, depression, anxiety, and somatoform disorder to be approved for SSDI?
Carl's answer
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Answered on March 20, 2014
You should contact an experienced attorney in your area for assistance. When you interview the lawyer find out his/her success rate with mental...
Archived
What can / should I do ?
Carl's answer
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Answered on March 20, 2014
In addition to trying to rescue your appeal, you should go ahead and file a new application. No prohibition against having a new claim pending. If...
Archived
I have been on long-term Disability for seven years. I am turning 65 in August. Is there anything I need to do?
Carl's answer
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Answered on March 20, 2014
Nothing you need to do. It will happen automatically.
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Archived
My mother is disabled and receiving disability but now that she is 55 years old does she qualify for social security
Carl's answer
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Answered on March 20, 2014
She's not entitled to social security retirement at 55 and she's better off keeping the disability benefits instead of retirement benefits until...