If I file bankruptcy will it remove a lien from a home that my name is on the title of deeds but not on the mortgage payments
Carl's answer
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Answered on August 08, 2024
It is possible. A bankruptcy lawyer would have to analyze ownership, asset value, amount of first mortgage and would also have to evaluate whether...
Is this a scam?
Carl's answer
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Answered on June 27, 2023
This is a scam. Anytime a "collector" threatens jail time then it is a scam. Debtors prison was abolished in the 1800s.
Can i file bankruptcy online?
Carl's answer
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Answered on March 03, 2023
Whether you can file bankruptcy or not has a lot of factors. Your income level would have to be evaluated and the type of debt would have to...
What do I need to do about a civil summons?
Carl's answer
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Answered on April 05, 2019
If you don’t think you owe the money, you can have a hearing and ask the judge to decide you don’t owe it. If you do owe it, you can try to work...
Archived
Do I have to be notified before a wage garnishment is issued and do they take it from every check?
Carl's answer
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Answered on March 29, 2019
The creditor does not have to inform you before asking for a garnishment to be issued. You can go to the court where the garnishment was issued and...
What should I do ?
Carl's answer
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Answered on March 29, 2019
Did you file a police report for the theft and did you have insurance on the tools? Snap On might have insurance on them. Or if you own a house and...
Archived
What type of personal assets can be seized as part of a tennessee judgment?
Carl's answer
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Answered on January 15, 2019
In Tennessee you can exempt $10,000 in personal assets including cash and bank accounts. So if a judgment creditor tries to levy on your bank...
Received a summons from a credit card co for unpaid debt. Am now single, on SSI and SS. What can I do?
Carl's answer
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Answered on December 06, 2018
I agree with Lawyer Boyer. The credit card company cannot garnish or levy your SSI or social security income. However, if you own any property, the...
Archived
How can I stop a creditor from taking my vehicles if I attempt to stop a wage garnishment?
Carl's answer
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Answered on August 06, 2018
Tennessee state law provides for $10,000 exemption per person for personal property (as opposed to real property). The court clerk for the court...
My brother in law has judgement liens against the house, he wants to leave us the house when he dies. Do we pay for his debt?
Carl's answer
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Answered on June 22, 2018
Unfortunately the judgment liens against him could cause you problems if they are not paid and released. The liens will be ahead of your ownership...