Stephen Louis Klimjack

I was lured in by the commercial that he would help ease the financial burden when it became too much to bear. My husband and I met with him and he was most insightful about the process we would take for filing bankruptcy. We went in with every intention of filing Chapter 7, but were convinced by M...r. Klimjack's staff that Chapter 13 was the best option IF we wanted to keep our home. My hindsight doubts that at the time we filed, the Trustee would have removed a family of 3 from their home and ordered it sold. Nonetheless, we filed Chapter 13 feeling good that we were going to repay some, if not most of our debts. Once our Chapter 13 was confirmed by the Trustee and the payments began, which were more than our mortgage payment, Mr. Klimjack could not be reached for any questions we had. In fact, a few months into making payments we began to feel the financial burden more than before we filed. It became obvious that we had bitten off more than we could chew and Mr. Klimjack was unable to be reached by telephone or email to consult with us on what to do now. We felt trapped and so we sought the advice of another attorney to seek modification on our payments to keep our Chapter 13 from failing. Bottom line, I don't know how this guy has more than a one star rating unless he has bought ratings or enlisted people to write reviews for him. He is good at the initial consultation and convincing you to file Chapter 13 instead of 7, which he gets a bigger fee for. But once you pay him and your case has been confirmed, you will never hear from him again.