Archived
Am a home owner I got wind damage to my roof that cause a big hole to the roof and other areas, I filed a claim with my insuranc
Ernest's answer
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Answered on June 08, 2015
You need to check your policy and see what deductible you have. Add that to the amount that has been paid and make sure The amount paid is still...
Archived
Business insurance claim, food spoilage insurance
Ernest's answer
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Answered on June 08, 2015
You need to try and determine what caused the loss of power. You should be able to do this by contacting the power company and doing a little...
Archived
I rented a car from enterprise without a car insurance. I caused a car accident. Little damage on each car. What steps to take?
Ernest's answer
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Answered on May 19, 2015
In most states in the United States a student living away from home while going to college is considered a resident of his original household,...
Archived
If you find the homeowners policy is made out to a primary Insured ,whos name is not on the deed ,what needs to be done ?
Ernest's answer
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Answered on May 19, 2015
If you are wanting to know what needs to be done to make certain you have coverage if a loss occurs under this policy the answer would be nothing....
Archived
I have had damaged done to my home by some delivery men. I made a claim with their insurance company. In small claims court
Ernest's answer
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Answered on May 19, 2015
You may want to consider filing a homeowners claim under your homeowners policy. If the damage is greater than your deductible amount and your...
Archived
Can a spouse legally take you off his insurance if you have no legal separation papers and no divorce papers?
Ernest's answer
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Answered on April 03, 2014
I'm a former Insurance claims manager where I handled and or managed thousands of insurance claims. I worked for The Hartford and then USF&G, two...
Archived
Rights of victim of head on collision, pickup went into wrong lane, car driver stopped but was hit, severe injuries, recovering
Ernest's answer
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Answered on March 21, 2014
It's hard to tell from your question if L and her mother are represented by the same lawyer. There could be a conflict based on the fact that the...
Archived
My parked car was hit and totaled. No injuries. Car worth $12,000 I have no collision insurance. Other insurance denied claim.
Ernest's answer
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Answered on March 02, 2014
I'm a former Insurance claims manager where I handled and or managed thousands of insurance claims. I worked for The Hartford and then USF&G, two...
In a personal injury case do insurance companies settle for the entire policy amount to avoid trial?
Ernest's answer
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Answered on March 02, 2014
I'm a former Insurance claims manager where I handled and or managed thousands of insurance claims. I worked for The Hartford and then USF&G, two...
Archived
If a person leaves address for the home to be insured off of a homeowner application. Should their signature be required to add?
Ernest's answer
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Answered on March 02, 2014
I'm a former Insurance claims manager where I handled and or managed thousands of insurance claims. I worked for The Hartford and then USF&G, two...
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