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Ernest Eugene Warhurst Jr.

also known as Gene Warhurst
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Avvo Rating10
  • Mobile, AL
  • Licensed for 25 years
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About Ernest

Gene Warhurst is an Alabama attorney who started his career in 1988 working in the insurance business as a property and auto claims adjuster for The Hartford Insurance Group. He learned the art of handling claims in the insurance industry from the investigation, evaluation, and negotiation of thousands of claims. Gene’s in-depth knowledge and acquisition of 8 postgraduate national insurance designations, including the gold-standard known as the CPCU, allowed him to advance to Senior Property, Car Accident, and Personal Injury Claims Manager. After leaving the insurance industry, Gene attended law school and, upon receiving his Juris Doctorate in 1995, he has become a champion for insureds who have had their claims denied, delayed, or underpaid by the insurance companies with whom he is so intimately familiar.

Today, Gene represents clients against insurance companies for home insurance claims, property insurance claims, fire insurance claims, automobile accidents, motorcycle accidents, trucking accidents, wrongful death, and all areas of personal injury. If you need to find an Alabama lawyer regarding an injury claim, an insurance claim, a property claim, a car crash claim, or if you are looking for a public adjuster or just need free legal advice for your potential claim, there is no cost for an initial consultation with Gene. Gene is admitted to practice law in the United States Supreme Court, all Alabama State Courts, the Southern District of Alabama, the Middle District of Alabama, the Northern District of Alabama, and the Eleventh Circuit Court of Appeals. Gene is a member of the Mobile County Bar Association, the Alabama State Bar, the Alabama Association for Justice, and the American Association for Justice. Gene is also a member of the Million dollar Advocates.

Prior to entering into the insurance industry, Gene was a commissioned officer of the United States Army. Gene and his wife, Tenley, reside in Fairhope, Alabama. She is a former graduate of the United States Naval Academy. Gene also enjoys raising his three daughters, Kristin, Katie, and Cecelia.

Gene’s 8 certified insurance designations:

 

  1. CIC - Certified Insurance Consoler
  2. AIM - Associate in Insurance Management
  3. AIS - Associate in Insurance Services
  4. AIC - Associate In Claims
  5. SCLA - Senior Claims Law Associate
  6. FCLA - Fraud Claims Law Associate
  7. FCLS - Fraud Claims Law Specialist
  8. CPCU - Chartered Property Casualty Underwriter
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Practice areas

Personal injuryCar accidentInsurance
  1. Insurance: 75%

    Due to my background as an insurance claims manager, a large part of my practice includes fire & storm claims, and resulting loss of income claims when businesses have major damage to their buildings from fire or storm damage. The years and number of these cases listed hereinclude my time while in insurance claims handling and as an attorney.

    34 years, 10,000 cases

  2. Car accident: 15%

    As a former claims manager, I have handled literally thousands of car accidents and seen every type of situation that could arise. With this knowledge, I now represent clients on the other side that have been in auto accidents against insurance companies. The years and number of these cases listed here include my time while in insurance claims handling and as an attorney.

    34 years, 10,000 cases

  3. Personal injury: 10%

    As a former insurance claims manager, I have handled every type of personal injury claim that could be made, therefore, I now represent clients for any type of personal injury claims regardless of how the injury occured. The years and number of these cases listed include my time while in insurance claims handling and as an attorney.

    34 years, 5,000 cases

Languages spoken

English

Photos and videos

4312520 1393697885

4312520 1393697956

4312520 1393698176

Contact

Warhurst Law

305 North Jackson St.
PO Box 941
Mobile, AL, 36601-0941

    Resume

    License
    StateStatusAcquiredUpdated
    ALOccupational License - Authorized to Practice199605/03/2019
    We have not found any instances of professional misconduct for this lawyer.
    Avvo Contributions
    Legal answers94
    Legal guides1
    Awards
    Award nameGrantorDate granted
    America’s Top 100 High Stakes LitigatorsAmerica’s Top 100 High Stakes Litigators2018
    Multi-Million Dollar AdvocateMulti-Million Dollar Advocates Forum2017
    PreeminentMartindale-Hubbell2017
    Million Dollar AdvocateMillion Dollar Advocates Forum2017
    Peer Review RatedMartindale-Hubbell2016
    Preeminent 5 out of 5 client ratingMartindale-Hubbell2013
    Outstanding Young Man of AmericanOutstanding Young Americans1998
    Chartered Property Casualty Underwriter (CPCU)The Institutes1993
    Work Experience
    TitleCompany nameDuration
    Claims ManagerUsf&G1992 - 1996
    Senior Outside Claims RepresentativeThe Hartford Insurance Co.1987 - 1992
    OfficerUs Army National Guard On Active Duty1985 - 1987
    Associations
    Association namePosition nameDuration
    South Alabama Trial Lawyers AssociationMember2000 - Present
    Mobile Bar AssociationMember1996 - Present
    Alabama State BarMember1996 - Present
    Alabama Association for JusticeMember1996 - Present
    American Association for JusticeMember1996 - Present
    Education
    School nameDegreeGraduated
    Faulkner University, Thomas Goode Jones School of LawJD - Juris Doctor1995
    State University of New YorkBS - Bachelor of Science1993
    Speaking Engagements
    Conference nameTitleDate
    Alabama State BarMediation in Insurance Claims2018
    HarrisMartin's Superstorm Sandy Insurance Coverage Litigation Conference AgendaBusiness Interruption Issues Arising Out of Catastrophes, Contingent BI/Dependent Property Coverage2013
    Orange Beach Town Hall MeetingHurricane Katrina Insurance Claims - Best Practices2005
    Gulf Shores Town Hall MeetingHurricane Katrina Insurance Claims - Best Practices2005
    Metarie, LA Town Hall meetingHurricane Katrina Claims Information2005
    Orange Beach Town Hall MeetingHurricane Ivan Insurance Claims - Best Practices for Recovery2004
    Gulf Shores Town Hall MeetingHurricane Ivan Insurance Claims - Best Practices2004
    Legal cases
    Case nameOutcome
    Kris Leith vs An individual Driver Auto$650,000 Settlement Before Suit Filed
    Valley Lumber, Incorporated vs Westchester Surplus Lines Insurance Co.Settled $2.42 Million Prior to filing lawsuit
    A NOLA Catholic Diocese vs Commercial Property Insurance (Multiple layers of coverage by multiple Insurance Carriers)$23 Million ($23,000,000)
    A NOLA Catholic Radio station vs Commercial Inland Marine Insurance (Multiple layers of coverage by multiple Insurance Carriers)Award - $1.3 Million
    The Estate of Jimmy Newman vs A Mobile Alabama Cement Company$1 Million Policy Limit Tender before Suit
    See all Legal Cases

    Reviews

    (9)5.0 stars
    5 Star
    		100%
    4 Star
    		0%
    3 Star
    		0%
    2 Star
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    1 Star
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    Review Ernest Warhurst

    Excellent lawyer

    5.0 stars

    Posted by

    I consulted this lawyer with an issue with my insurance company. He gave me very sound advise and in a manner easy to understand. I followed his recommendation and advise with my insurance company and the issue got satisfactorily resolved to my advantage.

    Insurance Property Claim Settlement

    5.0 stars

    Posted by

    My beach home was destroyed after Hurricane Katrina. I was referred to Attorney Gene Warhurst by another attorney. I was told, that if you had any property damage and were fighting with your insurance company, you need to talk with attorney Gene Warhurst. I called and set up an appointment with his office. He met with me and explained that he had worked on the side of the insurance companies for years. He took charge immediately in our meeting and became proactive. He explained to me the process of dealing with insurance companies, and assured me that he would fight to the end. I was also told that this could be a long process. To my amazement Mr. Warhurst settled my claim very quickly, and I was paid enough to completely rebuild my home. I appreciate all the work of Mr. Warhurst and his staff.
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    Expertise In All Things Involving Insurance And Beyond

    5.0 stars

    Posted by

    I am a "go to" lawyer in our community when it comes to serious questions involving catastrophic injury to person or property, especially where insurance is involved. I have been practicing law for 16 years. These days, it doesn't happen often, but who do I turn to when I can't answer a complex insurance policy question? Ernest "Gene" Warhurst.

    Well-informed and highly responsive...

    5.0 stars

    Posted by

    I have known Gene since June 2006 as a neighbor and a client. Over these years, I've had conversations with Gene about a wide range of legal matters. His guidance has always proven to be well-informed and appropriate. He was particularly helpful with family matters that were sensitive in nature. Gene responds promptly and communicates effectively.

    Great Lawyer!!!

    5.0 stars

    Posted by

    Very trustworthy attorney, Gene did everything he said he would do when I first talked to him. He promised and delivered big on everything that he told me. The Insurance company tried to do us wrong and Gene would not allow it he made them do what was right. He knows what he is talking about and is very informative throughout the entire process.

    Davis Case

    5.0 stars

    Posted by

    Gene has been an amazing lawyer and very helpful throughout my entire case. If I had any questions or problems he was always more than happy to help me through it and keep me informed on everything that was haopeniny. I recommend him to anyone and everyone I know that needs a lawyer he works hard and I'm very happy with my results.

    Good Lawyer I must say

    5.0 stars

    Posted by

    During the first phone conversation I had with Mr. E. Warhurst I knew right away that I could trust him. For me this was incredibly important because it was his honesty that won me over and safely allowed me to accept him as my representative partner. I use the word "partner'' because Mr. E. Warhurst created an environment where we worked together, toward a common goal, and I knew I could count on him. He of course led the way, and I always felt like we made progress together. It was such a nice change from a previous experience in another, somewhat similar situation. What facilitated this the best was the way he communicated. I always knew what was happening, and I always had a voice and a choice. I highly recommend Mr. E Warhurst as a personal injury attorney. He demonstrated true professionalism by promptly working on my case, caring, about my situation, and communicating with me on a regular basis. Through his hard work the case was resolved in my favor. If I ever get into similar situation again, without hesitation, I know exactly who to call.
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    Excellece!

    5.0 stars

    Posted by

    Gene Warhurst is the opposite of the cliché view of attorneys. Not only is Gene Warhurst very knowledgeable, he also represents integrity, genuine care and concern for his clients and he goes above and beyond to cover all bases. Gene Warhurst made himself available at any time to answer questions. His representation can be summed up in one word, excellence. Gene Warhurst is a breath of fresh air! If you are looking for an attorney that abides by the golden rule, maintains professionalism along with positivity and humility and knows the law; Gene Warhurst is the attorney that you are looking for. No other attorney would accept my case and Gene did because he said that he believed me and that meant a lot to me as a Christian. Other lawyers told me I would have to pay them so much money out of pocket and they were very cold and dry. Gene was a blessing from the Lord. Where I lost hope that I could win my case, he stepped in and said he will fight for me because he is tired of seeing innocent people being taken advantage of. You may be wondering if we won... The answer is yes, we did win! One year later, Gene Warhurst took on my case and we won! Justice was served because this man has a positive work ethic and he is very passionate about using his gift to help others. Gene Warhurst IS the attorney that you are looking for.
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    Truly cares for his clients and does not back down!

    5.0 stars

    Posted by

    Gene has represented myself and my family for years. He first started representing me in a car accident 10 years ago and did not back down to any insurance adjusters simply trying to get rid of my claim. I knew he truly wanted the best outcome for myself and my family and kept me abreast of what was happening with my case. Later down the road he helped myself and my family when we suffered damage to our homes from the hurricane. He worked in insurance as an adjuster before he became an attorney, and you can tell it has made all the difference when we have had to file claims against our insurance company. He knows how to handle each situation and has been able to recover way more than I could have imagined for not only myself but for my other family members. Gene cares about his clients and does everything he can to not only help but make sure you are educated and understand the process. I highly recommend him for anything you have to do dealing with any insurance company.
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    Attorney endorsements

    (7)
    Are you an attorney? Endorse this lawyer
    Lawyer Gregory A Cade

    Gregory Cade, Car accident Attorney on Jan 10, 2017
    Relationship: Fellow lawyer in community

    I endorse this lawyer. Mr. Ernest is a dedicated, diligent and professional attorney bound to solve even the most complex and challenging cases. He is a the top notch attorney in his areas of practice and a well respected lawyer in the legal community. I recommend his quality services without hesitation to anyone seeking legal representation.

    Lawyer Michael S. Waddington

    Michael Waddington, Personal injury Attorney on Jun 4, 2014
    Relationship: Fellow lawyer in community

    I endorse Ernest. He is a highly skilled attorney that is well respected in the legal community.

    Lawyer Gregory A Cade

    Gregory Cade, Car accident Attorney on Jan 10, 2017
    Relationship: Fellow lawyer in community

    I endorse this lawyer. Mr. Ernest is a dedicated, diligent and professional attorney bound to solve even the most complex and challenging cases. He is a the top notch attorney in his areas of practice and a well respected lawyer in the legal community. I recommend his quality services without hesitation to anyone seeking legal representation.

    Lawyer Michael S. Waddington

    Michael Waddington, Personal injury Attorney on Jun 4, 2014
    Relationship: Fellow lawyer in community

    I endorse Ernest. He is a highly skilled attorney that is well respected in the legal community.

    Lawyer Edward Perry Kendall

    Edward Kendall, Insurance Attorney on Mar 2, 2014
    Relationship: Worked together on matter

    Gene has many years under his belt as an insurance professional working as a claims adjuster and claims manager for two large insurance companies. Because of his experience and knowledge, coupled with his Insurance designations, he has such vast in depth knowledge of how to handle claims and how to get money for every possible coverage available. Gene is an asset to work with and I endorse him as a lawyer.

    Lawyer Michael Glen Strickland

    Michael Strickland, Insurance Attorney on Feb 17, 2014
    Relationship: Worked together on matter

    Gene's firm and our firm work on Insurance claims together around the US. I do not know of another attorney that is more knowledgeable when it comes to claims involving insurance companies.

    Lawyer Sarah Elise Rutledge

    Sarah Rutledge, Insurance Attorney on Feb 17, 2014
    Relationship: Worked for lawyer

    I endorse this lawyer. He was my boss & is extremely knowledgeable in the insurance law field . He loves to help & share his knowledge. He worked for insurance companies for over a decade so in addition to his legal knowledge, he knows tips & tricks of the trade that other attorneys could not possibly possess from just working in the legal industry alone. He's very good!

    Lawyer Scott Wayne Soutullo

    Scott Soutullo, Personal injury Attorney on Feb 17, 2014
    Relationship: Fellow lawyer in community

    I have known Mr. Warhurst for my entire 16 years of law practice. He is a lawyer that me and many other local lawyers turn to when we have a question about insurance. He was a claims manager for insurance companies before he became an attorney, so he has insight from both sides of the claim process.

    Lawyer Michael Elliot Mark

    Michael Mark, Personal injury Attorney on Feb 6, 2014
    Relationship: Fellow lawyer in community

    I endorse this lawyer.

    Cost

    RATES
    • Contingency A contingency fee is the percent of the final award a lawyer will receive as compensation. For some of these cases, lawyers will only be paid if there is a successful outcome.33%-40%