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Ernest Eugene Warhurst Jr.

Insurance Attorney at Mobile, AL

5.0   9 reviews

also known as Gene Warhurst

  • Licensed for 27 years
    State AL
    Acquired 1996
    Occupational License - Authorized to Practice No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Ernest

Learn Ernest’s areas of practice.

Practice areas
  1. Insurance
    Due to my background as an insurance claims manager, a large part of my practice includes fire & storm claims, and resulting loss of income claims when businesses have major damage to their buildings from fire or storm damage. The years and number of these cases listed hereinclude my time while in insurance claims handling and as an attorney.

    37 years, 10,000 cases

  2. Car accident
    As a former claims manager, I have handled literally thousands of car accidents and seen every type of situation that could arise. With this knowledge, I now represent clients on the other side that have been in auto accidents against insurance companies. The years and number of these cases listed here include my time while in insurance claims handling and as an attorney.

    37 years, 10,000 cases

  3. Personal injury
    As a former insurance claims manager, I have handled every type of personal injury claim that could be made, therefore, I now represent clients for any type of personal injury claims regardless of how the injury occured. The years and number of these cases listed include my time while in insurance claims handling and as an attorney.

    37 years, 5,000 cases

Gene Warhurst is an Alabama attorney who started his career in 1988 working in the insurance business as a property and auto claims adjuster for The Hartford Insurance Group. He learned the art of handling claims in the insurance industry from the investigation, evaluation, and negotiation of thousands of claims. Gene’s in-depth knowledge and acquisition of 8 postgraduate national insurance designations, including the gold-standard known as the CPCU, allowed him to advance to Senior Property, Car Accident, and Personal Injury Claims Manager. After leaving the insurance industry, Gene attended law school and, upon receiving his Juris Doctorate in 1995, he has become a champion for insureds who have had their claims denied, delayed, or underpaid by the insurance companies with whom he is so intimately familiar.

Today, Gene represents clients against insurance companies for home insurance claims, property insurance claims, fire insurance claims, automobile accidents, motorcycle accidents, trucking accidents, wrongful death, and all areas of personal injury. If you need to find an Alabama lawyer regarding an injury claim, an insurance claim, a property claim, a car crash claim, or if you are looking for a public adjuster or just need free legal advice for your potential claim, there is no cost for an initial consultation with Gene. Gene is admitted to practice law in the United States Supreme Court, all Alabama State Courts, the Southern District of Alabama, the Middle District of Alabama, the Northern District of Alabama, and the Eleventh Circuit Court of Appeals. Gene is a member of the Mobile County Bar Association, the Alabama State Bar, the Alabama Association for Justice, and the American Association for Justice. Gene is also a member of the Million dollar Advocates.

Prior to entering into the insurance industry, Gene was a commissioned officer of the United States Army. Gene and his wife, Tenley, reside in Fairhope, Alabama. She is a former graduate of the United States Naval Academy. Gene also enjoys raising his three daughters, Kristin, Katie, and Cecelia.

Gene’s 8 certified insurance designations:


  1. CIC - Certified Insurance Consoler
  2. AIM - Associate in Insurance Management
  3. AIS - Associate in Insurance Services
  4. AIC - Associate In Claims
  5. SCLA - Senior Claims Law Associate
  6. FCLA - Fraud Claims Law Associate
  7. FCLS - Fraud Claims Law Specialist
  8. CPCU - Chartered Property Casualty Underwriter

Photos and videos


Warhurst Law
305 North Jackson St.
PO Box 941
Mobile, AL, 36601-0941


5.0 / 5.0
  9 customer reviews
5 Star
4 Star
3 Star
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1 Star
Posted by nan | October 10, 2014
Excellent lawyer
I consulted this lawyer with an issue with my insurance company. He gave me very sound advise and in a manner easy to understand. I followed his recommendation and advise with my insurance company and the issue got satisfactorily resolved to my advantage.
Posted by Rick | February 8, 2014
Insurance Property Claim Settlement
My beach home was destroyed after Hurricane Katrina. I was referred to Attorney Gene Warhurst by another attorney. I was told, that if you had any property damage and were fighting with your insurance company, you need to talk with attorney Gene Warhurst. I called and set up an appointment with his office. He met with me and explained that he had worked on the side of the insurance companies for years. He took charge immediately in our meeting and became proactive. He explained to me the process of dealing with insurance companies, and assured me that he would fight to the end. I was also told that this could be a long process. To my amazement Mr. Warhurst settled my claim very quickly, and I was paid enough to completely rebuild my home. I appreciate all the work of Mr. Warhurst and his staff.
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Posted by Scott Soutullo | February 4, 2014
Expertise In All Things Involving Insurance And Beyond
I am a "go to" lawyer in our community when it comes to serious questions involving catastrophic injury to person or property, especially where insurance is involved. I have been practicing law for 16 years. These days, it doesn't happen often, but who do I turn to when I can't answer a complex insurance policy question? Ernest "Gene" Warhurst.
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Posted by Townsend | January 30, 2014
Well-informed and highly responsive...
I have known Gene since June 2006 as a neighbor and a client. Over these years, I've had conversations with Gene about a wide range of legal matters. His guidance has always proven to be well-informed and appropriate. He was particularly helpful with family matters that were sensitive in nature. Gene responds promptly and communicates effectively.
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Posted by Jacob | January 27, 2014
Great Lawyer!!!
Very trustworthy attorney, Gene did everything he said he would do when I first talked to him. He promised and delivered big on everything that he told me. The Insurance company tried to do us wrong and Gene would not allow it he made them do what was right. He knows what he is talking about and is very informative throughout the entire process.
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Posted by Haylee | January 26, 2014
Davis Case
Gene has been an amazing lawyer and very helpful throughout my entire case. If I had any questions or problems he was always more than happy to help me through it and keep me informed on everything that was haopeniny. I recommend him to anyone and everyone I know that needs a lawyer he works hard and I'm very happy with my results.
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Posted by asternetta robinson | January 26, 2014
Good Lawyer I must say
During the first phone conversation I had with Mr. E. Warhurst I knew right away that I could trust him. For me this was incredibly important because it was his honesty that won me over and safely allowed me to accept him as my representative partner. I use the word "partner'' because Mr. E. Warhurst created an environment where we worked together, toward a common goal, and I knew I could count on him. He of course led the way, and I always felt like we made progress together. It was such a nice change from a previous experience in another, somewhat similar situation. What facilitated this the best was the way he communicated. I always knew what was happening, and I always had a voice and a choice. I highly recommend Mr. E Warhurst as a personal injury attorney. He demonstrated true professionalism by promptly working on my case, caring, about my situation, and communicating with me on a regular basis. Through his hard work the case was resolved in my favor. If I ever get into similar situation again, without hesitation, I know exactly who to call.
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Posted by LP | January 25, 2014
Gene Warhurst is the opposite of the cliché view of attorneys. Not only is Gene Warhurst very knowledgeable, he also represents integrity, genuine care and concern for his clients and he goes above and beyond to cover all bases. Gene Warhurst made himself available at any time to answer questions. His representation can be summed up in one word, excellence. Gene Warhurst is a breath of fresh air! If you are looking for an attorney that abides by the golden rule, maintains professionalism along with positivity and humility and knows the law; Gene Warhurst is the attorney that you are looking for. No other attorney would accept my case and Gene did because he said that he believed me and that meant a lot to me as a Christian. Other lawyers told me I would have to pay them so much money out of pocket and they were very cold and dry. Gene was a blessing from the Lord. Where I lost hope that I could win my case, he stepped in and said he will fight for me because he is tired of seeing innocent people being taken advantage of. You may be wondering if we won... The answer is yes, we did win! One year later, Gene Warhurst took on my case and we won! Justice was served because this man has a positive work ethic and he is very passionate about using his gift to help others. Gene Warhurst IS the attorney that you are looking for.
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Posted by anonymous | August 14, 2013
Truly cares for his clients and does not back down!
Gene has represented myself and my family for years. He first started representing me in a car accident 10 years ago and did not back down to any insurance adjusters simply trying to get rid of my claim. I knew he truly wanted the best outcome for myself and my family and kept me abreast of what was happening with my case. Later down the road he helped myself and my family when we suffered damage to our homes from the hurricane. He worked in insurance as an adjuster before he became an attorney, and you can tell it has made all the difference when we have had to file claims against our insurance company. He knows how to handle each situation and has been able to recover way more than I could have imagined for not only myself but for my other family members. Gene cares about his clients and does everything he can to not only help but make sure you are educated and understand the process. I highly recommend him for anything you have to do dealing with any insurance company.
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  • Contingency 33%-40%


AVVO RATING 10.0 (Superb)

Work Experience

  • Claims Manager
  • Usf&G
  • 1992 - 1996
  • Senior Outside Claims Representative
  • The Hartford Insurance Co.
  • 1987 - 1992
  • Officer
  • Us Army National Guard On Active Duty
  • 1985 - 1987


  • Faulkner University, Thomas Goode Jones School of Law
  • JD - Juris Doctor
  • 1995
  • State University of New York
  • BS - Bachelor of Science
  • 1993

Sample of Legal Cases

  • Kris Leith vs An individual Driver Auto
  • $650,000 Settlement Before Suit Filed
  • Valley Lumber, Incorporated vs Westchester Surplus Lines Insurance Co.
  • Settled $2.42 Million Prior to filing lawsuit
  • A NOLA Catholic Diocese vs Commercial Property Insurance (Multiple layers of coverage by multiple Insurance Carriers)
  • $23 Million ($23,000,000)
View all legal cases


  • South Alabama Trial Lawyers Association
  • Member
  • 2000 - Present
  • Mobile Bar Association
  • Member
  • 1996 - Present
  • Alabama State Bar
  • Member
  • 1996 - Present
  • Alabama Association for Justice
  • Member
  • 1996 - Present
  • American Association for Justice
  • Member
  • 1996 - Present
View all associations

Languages Spoken

  • English

Honors and Awards

  • America’s Top 100 High Stakes Litigators
  • America’s Top 100 High Stakes Litigators
  • 2018
  • Million Dollar Advocate
  • Million Dollar Advocates Forum
  • 2017
  • Multi-Million Dollar Advocate
  • Multi-Million Dollar Advocates Forum
  • 2017
  • Preeminent
  • Martindale-Hubbell
  • 2017
  • Peer Review Rated
  • Martindale-Hubbell
  • 2016
  • Preeminent 5 out of 5 client rating
  • Martindale-Hubbell
  • 2013
  • Outstanding Young Man of American
  • Outstanding Young Americans
  • 1998
  • Chartered Property Casualty Underwriter (CPCU)
  • The Institutes
  • 1993
View all awards

Speaking Engagements

  • HarrisMartin's Superstorm Sandy Insurance Coverage Litigation Conference Agenda
  • Business Interruption Issues Arising Out of Catastrophes, Contingent BI/Dependent Property Coverage
  • 2013
  • Orange Beach Town Hall Meeting
  • Hurricane Katrina Insurance Claims - Best Practices
  • 2005
  • Metarie, LA Town Hall meeting
  • Hurricane Katrina Claims Information
  • 2005
  • Gulf Shores Town Hall Meeting
  • Hurricane Katrina Insurance Claims - Best Practices
  • 2005
  • Orange Beach Town Hall Meeting
  • Hurricane Ivan Insurance Claims - Best Practices for Recovery
  • 2004
  • Gulf Shores Town Hall Meeting
  • Hurricane Ivan Insurance Claims - Best Practices
  • 2004
View all speaking engagements

Attorney endorsements

Received (7)
Given (3)
Endorse Ernest
Car accident Attorney | Jan 10
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mr. Ernest is a dedicated, diligent and professional attorney bound to solve even the most complex and challenging cases. He is a the top notch attorney in his areas of practice and a well respected lawyer in the legal community. I recommend his quality services without hesitation to anyone seeking legal representation."
Personal injury Attorney | Jun 04
Relationship: Fellow lawyer in community
"I endorse Ernest. He is a highly skilled attorney that is well respected in the legal community."
Insurance Attorney | Mar 02
Relationship: Worked together on matter
"Gene has many years under his belt as an insurance professional working as a claims adjuster and claims manager for two large insurance companies. Because of his experience and knowledge, coupled with his Insurance designations, he has such vast in depth knowledge of how to handle claims and how to get money for every possible coverage available. Gene is an asset to work with and I endorse him as a lawyer."
Insurance Attorney | Feb 17
Relationship: Worked together on matter
"Gene's firm and our firm work on Insurance claims together around the US. I do not know of another attorney that is more knowledgeable when it comes to claims involving insurance companies."
Insurance Attorney | Feb 17
Relationship: Worked for lawyer
"I endorse this lawyer. He was my boss & is extremely knowledgeable in the insurance law field . He loves to help & share his knowledge. He worked for insurance companies for over a decade so in addition to his legal knowledge, he knows tips & tricks of the trade that other attorneys could not possibly possess from just working in the legal industry alone. He's very good!"
Personal injury Attorney | Feb 17
Relationship: Fellow lawyer in community
"I have known Mr. Warhurst for my entire 16 years of law practice. He is a lawyer that me and many other local lawyers turn to when we have a question about insurance. He was a claims manager for insurance companies before he became an attorney, so he has insight from both sides of the claim process."
Personal injury Attorney | Feb 06
Relationship: Fellow lawyer in community
"I endorse this lawyer."
View more endorsements
Defective and dangerous products
Car accident