Archived
How may home insurance help to pay for the loss if the auto insurance policy limits are not high enough?
Ernest's answer
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Answered on June 14, 2015
No. Things arising out of automobile accidents are not covered under homeowners insurance. Moreover, things arising out of the use of your home and...
Archived
Small 1 man property maint. was hired had no insurance worker fell head injury and other injuries who pays and can be sued?
Ernest's answer
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Answered on June 14, 2015
You would not be liable unless you were negligent which resulted in the injuries. Based on the limited facts you have given it sounds like you did...
Archived
If I let someone drive my car, knowing they don't have a lisence, am I liable if they have a wreck?
Ernest's answer
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Answered on June 14, 2015
Very likely for negligent entrustment of a dangerous instrumentality to a person not qualified to operate same.
My 18 yo daughter had permission to drive my car she allowed her boyfriend to drive and he wrecked what do I tell insurance co?
Ernest's answer
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Answered on June 14, 2015
Tell the insurance company the truth. He is covered under your policy. He was a permissive driver based on the permission given by your daughter. ...
Archived
Fell while trying to protect myself against dog attach.
Ernest's answer
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Answered on June 14, 2015
Yes, against the owners of the dogs that caused you to fall.
Archived
How much should I request from my insurance for medical and personal injury claim after a car accident?
Ernest's answer
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Answered on June 12, 2015
There are quite a few additional factors and circumstances that personal injury lawyers look at and determining the value of the claim. Moreover,...
Archived
Can an insurance company access my medical records without my permission?
Ernest's answer
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Answered on June 12, 2015
Most life insurance policies contain a medical authorization within the application or as a part of the application you sign. If you didn't receive...
Archived
What can they do? Should i worry?
Ernest's answer
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Answered on June 11, 2015
No. You should let your insurance carrier handle it. Your insurance carrier will contact you and ask for your version of the incident either by...
Archived
Some one ran the stop sign in hit my car they given me the run around some one hlep
Ernest's answer
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Answered on June 11, 2015
Report the accident to your insurance company which is required by your policy. Report your property damage and injuries. Elicit your insurance...
Archived
Is the owner (or their insurance) of a dog that bites someone financially responsible?
Ernest's answer
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Answered on June 08, 2015
Yes you can file an insurance claim. Feel free to contact me directly with more specifics and I will be glad to give you my thoughts.
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