Alabama bankruptcy discharged, can i walk away from my home ? not reaffirmed in bankruptcy ,lender not reporting payements

As others have pointed out, you no longer have personal liability on the loan as you did not reaffirm it when your bankruptcy was filed. There is...

If Alabama foreclosure is to be stopped upon filing bankruptcy 13, can the lender just continue the sale to a date 30 days later

Why was your bankruptcy dismissed? A chapter 13 bankruptcy should last from 3-5 years and give you an opportunity to cure the amount that you were...

House was surrendered in ch 13 two yrs ago - still in active ch 13 for 3 more yrs - changed mind - anyway to keep house now?

There are a number of important questions that need to be answered here. Most importantly, has the mortgage servicer actually gone forward with...

Do I need an attorney?

You can certainly call the credit card company and ask that your name be removed from the account but if there is a balance on the card but they...

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In alabama can i deed my part of a hometo someone else to stop a judgment in small claims over a time barred debt, I dont owe

You can deed your property to someone else but it probably won't protect the property. These type transfers can usually be set aside. If the debt...

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Unsure if I owe midland funding for 5yr old citicrd charge off. They never contacted me ever and just sued me in small cl court.

You need to hire a competent consumer attorney as soon as possible. As answer to the complaint should be filed in the court in which you were sued...

If some one gives you his credit card and pin number and let's you use it can he put you in jail for using it

Anyone can attempt to press criminal charges against you. The question is whether the charges are valid and if you have a legal defense. ...

What exactly is Alabama's SOL on crdit cards /can junk debt buyers sue small claims and get a home that's deeded to me & others

If you have already been sued, then you must file an answer(s) to the complaint(s) filed or the creditors will be allowed to take judgments against...

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We listed 49 creditors in our petittion, not all submitted a claim, how long will they have to file once the case is approved?

We really need more information to answer your question. What type bankruptcy did you file? If it was a chapter 13 bankruptcy, than creditors...

No bankrutcy ch 7if home deed has four owners ,me being one...but is paid for???

In Alabama, you can only protect up to $5000 of the equity that you have in your home. If the real estate in question is not your home, than even...