I'm sorry to hear about your health issues and current difficulties. Being sued by a credit card company can feel overwhelming, but bankruptcy may...

I understand that you're facing significant challenges, and it's completely natural to be concerned about the potential consequences, especially...

In Alabama, wage garnishments are a common method creditors use to collect on judgments, as you’re unfortunately experiencing. Garnishment of wages...

One viable solution is to seek Bankruptcy assistance to either discharge this debt in a chapter 7 bankruptcy or pay it through a chapter 13...

Based upon everything you have shared; you may have a claim against the debt collector for violation of the Fair Debt Collection Practices Act...

I am not clear as to whether this debt was included in the bankruptcy that you filed 23 years ago or if it is new. If it was included in your...

The term "debt relief agency" is very broad. As with anything, there are good and bad debt relief agencies. I strongly suggest that you speak with...

Yes, you should be able to do so but I strongly suggest that you talk to an experienced bankruptcy attorney in your area. If done properly, you...

This may very well constitute a violation of the Fair Debt Collection Practices Act (FDCPA). This blog post discusses a consumer's rights when...

In Alabama, if a judgment is entered against you, the creditor who got the judgment can do several things as far a trying to collect on the...